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  > Welcome to IVA.co.uk: IVA Portal
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LATEST FORUM POSTS
  > Latest posts from our forum

Top 20 Hot Topics from The IVA Forum:
See the last 250 posts for Hot Topics Posts Views
Splitting Up - need some advice please (by: lesley_) 12 123
PFLs (by: Jaymo1908) 1 10
Steps Before Entering An IVA (by: size5) 9 63
WHY??? (by: sblack) 16 355
Too soon to apply? (by: size5) 45 1297
Halifax Advert (by: size5) 19 184
can you have a car on credit with an iva ? (by: Endsmeet) 4 33
meeting of the creditors (by: Viki.W) 2 22
When do you stop paying your creditors? (by: Viki.W) 6 42
Insolvency Register....Maybe A Chance of Privacy? (by: Endsmeet) 15 237
Thunderbirds are go... (by: animaleyes76) 13 62
ill health as a reason for not entering into IVA (by: Homer2418) 5 38
Forum award?? (by: Moneystinks) 20 84
Dom Joly & The Complainers. (by: Moneystinks) 12 79
will 28.71p in the pound be enough ? (by: ladyh) 6 51

Top 10 Social Chat Topics from the IVA Forum:
See the last 250 posts for Social Chat Posts Views
Halifax Advert (by: size5) 19 184
Thunderbirds are go... (by: animaleyes76) 13 62
Forum award?? (by: Moneystinks) 20 84
HAPPY BIRTHDAY TREES (by: Moneystinks) 17 126
Spring is here, April weigh ins (by: pixie) 151 1755
Viki (by: Viki.W) 4 39
Happy Birthday ladyh! (by: vickir) 23 181
Next Week (by: Swans_girl) 11 154
anybody around (by: aguise) 14 181
COME ON HULL (by: Swans_girl) 23 148

Top 10 Topics with most views from the IVA Forum:
See the top 250 Topics with most views Posts Views
Almost there with plucking up the courage (by: mrs skint) 253 9576
What is your field of expertise ? (by: cat 1) 188 6804
IVA approved! thanks to everyone who posted (by: ordinary_world) 169 6790
IVA COUNCIL (by: sillymoo) 76 6529
Devastated (by: MelanieGiles) 84 6132
Good Morning Everyone (by: DebtDummy) 195 5415
Weight Loss Forum, All Welcome! (by: aguise) 194 5209
I have just completed an IVA early (by: iva.com) 36 5005
Debtmatters, Grant Thornton and Payplan (by: rebornat40) 130 4883
told that I should take my daughter out of college (by: MelanieGiles) 163 4645

Top 10 Topics with most replies from the IVA Forum:
See the top 250 Topics with most replies Posts Views
Almost there with plucking up the courage (by: mrs skint) 253 9576
Good Morning Everyone (by: DebtDummy) 195 5415
Weight Loss Forum, All Welcome! (by: aguise) 194 5209
What is your field of expertise ? (by: cat 1) 188 6804
New Year Resolution, start that diet (again !!) (by: aguise) 184 4145
Anyone got some E-bay advice? (by: kallis3) 178 3255
IVA approved! thanks to everyone who posted (by: ordinary_world) 169 6790
told that I should take my daughter out of college (by: MelanieGiles) 163 4645
Spring is here, April weigh ins (by: pixie) 151 1755
Britannia Hotel Birmingham 29th March (by: pixie) 141 3023

Top 10 Hot Topics from the Bankruptcy Forum:
Topic Posts Views
advised to go bankrupt by CAB and im nervous (by: elaine.m) 1 10
if i go bankrupt can i still trade as selfemployed (by: ian.d) 1 13
can not afford repayments (by: tristan.j) 1 10
when do IPOs take effect (by: tom) 4 76
Bank statements (by: hammy0107) 5 55
Benefits? (by: hammy0107) 3 36
I & E (by: hammy0107) 3 33
cannot carry on like this for very long (by: eamonn) 7 126
Personal Injury Compensation? (Brett) (by: Jaci) 7 55
can I do this? (by: Helpful Advice) 6 54
Pre Paid Cards (by: m and v) 11 144
Credit report - creditors missing? (by: m and v) 5 41
Can someone please advise me? (by: Helpful Advice) 11 129
Hope you can help....Thanks (by: Helpful Advice) 10 147
A couple of questions (by: Helpful Advice) 4 58

 

ADDITIONAL SUPPORT
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LATEST VIDEOS ON OUR TV CHANNEL
  > Most recent videos on our tv channel
Pre-Debate Panelise Vox Pop 2May08 06/05/2008
Panelist thought before IVA versus Bankruptcy debt debate in May 08.

Debt Debate 2-5-2008 03/05/2008
Latest Debt Debate organised by IVA.co.uk focusing on IVA v Bankruptcy

Andy Davie on BBC News 2 02/02/2008
Andy Davie talks about his experience of going through an IVA on BBC news.

Andy Davie on BBC Breakfast News 01/02/2008
Andy Davie talks about his experience of going through an IVA on BBC news.
 

HELP US STOP UNSOLICITED LETTERS
  > Sign our petition to limit access to the Insolvency Register

Petition the Prime Minister to 'abolish,regulate or limit private company access to the Insolvency Website

>Click here to sign the petition

 

IVA BLOG OF THE MONTH: LADYH
  > Latest Blog of the month for April

Gold Blog of the Month: – ‘Can’t believe he’s been gone 2 years’, by Ladyh
Andy says: 'A touching blog that reminds us all that family are so much more important than debt'

-Ladyh is the winner of £100 in gift vouchers.

Silver Blog of the Month – ‘The Other Side’, by Skippy
Andy says: 'Skippy's long running blog has helped many and it's great to read that she has now been discharged'

-Skippy is the winner of £50 in gift vouchers.

>Click here to view Ladyh ’s blog
>Click here to view Skippy’s blog
>See Previous ‘IVA.co.uk Blog of the month’ winners
Recent blog posts on IVA NEWS
IVA News
Two Years of ‘Stagflation’ Ahead, Bank of England Warns 13 May 2008 22:18:48
Debtors who are struggling with the rising cost of living will have a long time to wait before things improve, the Bank of England has warned. The bank has predicted that Britain faces at least two years of “stagflation”, a period of rising interest and limited financial growth. The Bank also suggests that Britain may [...]
Threat of Debt to Those With Mental Health Problems 12 May 2008 06:32:26
People with mental health issues are more than three times more likely to develop a severe debt problem than the average consumer, recent research has shown. The report, produced by mental health charity Mind, has shown that those who suffer from bipolar disorder (also known as manic depressives) are especially vulnerable, as during their ‘manic’ [...]
Repossessions Rise by 16% In the First Quarter 10 May 2008 15:07:41
The number of homeowners under threat from repossession has risen significantly this year, recent statistics from the Ministry of Justice has shown. Mortgage possession claims (the first stage in a repossession) have increased to 38,688 in the first , a 7% rise on the previous quarter and a 16% rise compared to this time [...]

>Recent blog posts by AndyDavie
>Recent blog posts by Lula
>Recent blog posts by Aguise
>Recent blog posts by Melanie Giles
 

LATEST PRESS RELEASES
  > Latest press releases articles
02-May-2008
NEWS ALERT: Summary of Insolvency Service statistics and comment from IVA.co.uk


01-May-2008
The Singles Fear - Insolvency

 

OTHER LATEST FORUM POSTS
  > Latest posts from our forum

Top 5 IVA TV Topics:
Watch IVA TV NOW Posts Views
Has anyone any solutions? (by: andydavie) 5 539
Help please with product design (by: CoverItAll) 1 379
Overtime/Bonus (by: MelanieGiles) 5 583
Please help (by: MelanieGiles) 7 543
ip company going bust ? (by: neil277) 4 1156

Latest News from The IVA Forum:
See the last 50 posts for IVA News Posts Views
Insuring your IVA payments (by: andydavie) 1 138
Credit Crunch =Government reaction. (by: CoverItAll) 1 216
Re-Mortgage soon ? (by: CoverItAll) 5 237
1 IN 5 BORROWERS EXPECT ARREARS IN 2008 (by: CoverItAll) 1 289
Second Lender scraps 125% LTV scheme (by: chelle) 3 401
Increase in mortgage lending for January (by: andydavie) 1 256
Record levels in 2008? (by: richardparkin) 1 278
FSA is looking for "Whistle Blowers" (by: CoverItAll) 1 365
Northern Rock Nationalised (by: MelanieGiles) 7 517
Views on the new ptotocol (by: sps) 18 731

 

IVA GUIDES
  > Find out more about IVAs
All you need to know about IVAs
An IVA is an arrangement to settle debts within a fixed period of time normally 5 years. All interest is frozen and after the end of the arrangement, outstanding debt is written off. The arrangement is governed by the Insolvency Act of 1986.
>What is an IVA click here to learn more

Further IVA points
A common misunderstanding is that people think undertaking an IVA is like going Bankrupt. This is not the case. The IVA is specifically designed to avoid the many issues and stigmas surrounding Bankruptcy. For example, you will be able to borrow in the future and take a mortgage. You will not be Blacklisted for ever!
>Guide Pros and Cons IVA click here to learn more

For more information - read our IVA articles
>What is an IVA?
>Pros and cons of an IVA
>Debt Glossary

>Starting an IVA
>IVA faq
>IVA.co.uk Site Index


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Credit Today
"Calls for IVA Council Inquiry"
08-May-2008 - Print

Credit Today
"Bankruptcy numbers ‘worrying’ for economy"
06-May-2008 - Online

Cambridge Evening News
"More singles are becoming insolvent"
06-May-2008 - Print

Daily Mirror
"Young, free, single...and broke"
05-May-2008 - Print

ThisIsMoney.co.uk
"Insolvencies rise for first time in a year"
02-May-2008 - Online
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