IVA Special Articles

  1. Stigma associated with IVA and Bankruptcy

    Individual Voluntary Agreements (IVAs) have generally been considered as a preferred alternative to Bankruptcy, often because of the stigma associated with Bankruptcy itself and the fact that an IVA can be...

  2. Reasons IVA fail

    This article examines the reasons IVA's fail and options available when they do...

  3. IVA in Scotland

    The similarities and differences between IVA currently available in England, Wales and Northern Ireland, and Trust Deeds, which are the Scottish...

  4. IVA or Bankruptcy - the key differences

    This article explores the key differences between an IVA and Bankruptcy, outlining the key considerations for each...

  5. Ability to trade

    This article explains how bankruptcy and IVAs may affect an individual's ability to trade. It will also clarify where details are published and logged...

  6. Credit Rating and IVAs

    As soon as an IVA has been approved, the creditor involved will notify the Credit Agency of the situation. It will be logged immediately on the...

  7. Ability to gain further credit

    One of the key differences between an IVA and bankruptcy is that an IVA doesn't automatically prevent an individual obtaining further credit, where there is a restriction...

  8. How an IVA impacts our home?

    This article explains how an IVA impacts our homes with the safeguards and dangers involved...

  9. Role of an IVA advisor

    This article underlines the role of an IVA advisor highlighting qualities to look for in an advisor and warning signs...

  10. Role of an IVA chairman

    This article highlights the role of the IVA Chairman of the creditors meeting and the chief responsibilities such a position involves...

  11. Role of an IVA Supervisor

    This article highlights the role of an Insolvency Practitioner as the Supervisor of an IVA. If the IVA is approved, the insolvency practitioner named as supervisor in the approved...

  12. Role of IVA Nominee

    This article highlights the role of the nominee in the IVA process. Insolvency Practitioners are the only professionals who are actually licensed to carry out...

  13. How much does an IVA cost to set up? - IVA fees.

    It is usual for the IP to charge what is referred to as a 'nominee' fee. It is difficult to put an exact figure on this amount, but...

  14. Length of an IVA

    This article aims to provide a guide as to how long an individual can expect their IVA to last, once it has been approved. It also details how a change in circumstances may affect the overall duration...

  15. IVA Approval Process

    This article outlines the process of applying for an IVA, detailing the various stages involved and the rough timescales for each...