Yipppeeeeee

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jill109

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Post by jill109 » Fri Jan 24, 2014 8:52 pm
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[:p Whooooop finally after 6 years, 4 changes of supervisor, 100's of tears and 3 extensions we have made our last payment. With DFD so not expecting our completion certificate anytime soon, but don't really care, I never want credit again.
so to all those who have just started their Iva's or part way through, stay strong that final day does come and the feeling is wonderful.
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Foggy

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Post by Foggy » Fri Jan 24, 2014 8:58 pm
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Well done, Jill -- hopefully the tidying up won't take too long -- but at least your money is now your own :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Shining

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Post by Shining » Fri Jan 24, 2014 9:13 pm
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Fab news, enjoy being debt free
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kazzafunk

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Post by kazzafunk » Fri Jan 24, 2014 9:56 pm
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Well done - it's a fab feeling isn't it!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
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Radish

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Post by Radish » Sat Jan 25, 2014 10:16 am
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Well done, I have 2 payments left myslef (with DFD) and mine will be 6 years after it should have been 5. I agree with you totally, I myself dont care about a certificute or anything DFD will throw at me when its over, I kept my end of the bargain to the letter and wont be paying another penny....I live in my council place and safe and never want another loan or credit card ever again..Strictly save up and buy things or go without..Well done and wish you all the luck in the world with your debt free future :-)
IVA complete March 2014 after 6 years.
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Struzzo39

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Post by Struzzo39 » Sun Jan 26, 2014 12:22 pm
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Fab post. Well done you. Good luck for your debt free future. Cant wait for our day to come.
Steven & Debbie
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plasticdaft

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Post by plasticdaft » Sun Jan 26, 2014 1:29 pm
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I love a yippee type posting!!!

Great news.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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seagulls

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Post by seagulls » Sun Jan 26, 2014 2:16 pm
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Well done Jill109 !1
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orchid5

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Post by orchid5 » Wed Feb 12, 2014 8:24 am
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Hi Jill and a very big well done from me too, I'm now nearing 18 months since I finished with DFD, I have got my certificate thankfully. Life has been very good to me since I finished, I, like yourself won't have credit cards again, if I can't afford it, I go without or save up, this year is going to be a big year for me as I'm getting married in September and have just got promotion at work so all good. Good luck for your now debt free future. xxx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
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Shining

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Post by Shining » Wed Feb 12, 2014 9:48 am
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Sounds like a positive future for you Orchid, hope your forthcoming wedding plans run smoothly and you have a magical day and a happy future together. congratulations on the promotion too.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kev59

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Post by kev59 » Wed Feb 12, 2014 10:03 am
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well done,
its a great felling when its over and your moneys your own. Been out of mine a year and for the first year for a long time I paid my car insurance in good old cash.
Last edited by kev59 on Wed Feb 12, 2014 10:04 am, edited 1 time in total.
IVA now over with and it was worth it.
now starting my life again,
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Shining

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Post by Shining » Wed Feb 12, 2014 10:11 am
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I agree Kev it is a good feeling, although the journey to the end can sometimes seem tedious and at times challenging it is one that is definitely worth it.

Just today I've noticed a big change in my credit file and I'm feeling fairly upbeat about that side of my life.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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MelanieGiles

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Post by MelanieGiles » Wed Feb 12, 2014 6:38 pm
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Must be great to know that you have made your last payment. Hopefully that completion statement may not be too far away.
Regards, Melanie Giles, Insolvency Practitioner
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Desperate Bob

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Post by Desperate Bob » Wed Feb 12, 2014 7:14 pm
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Well done, really happy for you.
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