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Skeef143

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Post by Skeef143 » Tue Sep 25, 2012 11:56 am
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You do a lot of things similar to me Chezza100, I have been saving with Park throughout this year, and will give some of the Love2shop vouchers out as presents, as well as purchasing gifts.

My nearest petrol stations are Sainsbury's and Morrisons, so I have both Nectar and Morrisons Miles cards.

I also buy stuff on line via the Nectar site eg. Ebay, Amazon as they give you points there too. I am also trying to condition myself into going through Quidco as well!
Final payment 1st April 2016.
Completion Certificate received 19th May 2016.
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Kelly O

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Post by Kelly O » Tue Sep 25, 2012 12:04 pm
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I find those cashback sites very good and nearly always track and payout, the savings really do add up :-)
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
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Niobe

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Post by Niobe » Tue Sep 25, 2012 12:06 pm
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I always forget to use them!!
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Kelly O

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Post by Kelly O » Tue Sep 25, 2012 12:09 pm
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I signed up to CreditExpert for 30days free trial and got paid £5, cancel within 30days and you get paid for credit checking yourself! only took 5 minutes - Happy Days :-)
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
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Niobe

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Post by Niobe » Tue Sep 25, 2012 12:11 pm
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Unfortunately I used to be with Experian so can't get another free trial!
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Shining

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Post by Shining » Tue Sep 25, 2012 12:53 pm
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I just got £55.05 from Quidco this week. Help to purchase daughter a coat for her birthday x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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orchid5

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Post by orchid5 » Tue Sep 25, 2012 5:30 pm
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Nice one Lesley, well done, love it when you can save etc.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
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lem

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Post by lem » Tue Sep 25, 2012 6:11 pm
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I'm not happy with quidco at the moment, I've used them for a few years and never really had an issue but the car insurance we purchased back in Feb I bought through quidco for the £15 cashback and its now been declined, even though I have provided proof of the policy and they admit it was bought through them they are still refusing to pay up, it's put me off using them again
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Shining

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Post by Shining » Tue Sep 25, 2012 6:36 pm
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Oh that's not good Lem, mine was for house insurance and travel insurance x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Foggy

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Post by Foggy » Tue Sep 25, 2012 6:42 pm
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Probably the insurance company has decided not to deal with them anymore -- so, if quidco don't get commission you don't get your cut.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Andy1964

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Post by Andy1964 » Tue Sep 25, 2012 8:05 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Mrs.T.


At the start of the IVA journey I was embarrassed about my IVA but now the complete opposite has happened in that people come to me for advice. My IVA has turned my life around for the better. Hopefully you will find that Christmas becomes less stressful and going back to basics can actually become fun again!
That's nice to hear, but could'nt you have just sold all those gold chains around Mr.T's neck??[;)]
If we all threw our problems in a pile and saw everyone else’s, we’d grab ours back.

Funds paid to date accepted as F&F 16th August 2013, the wait for completion begins.
Wait over....certificate recieved 3rd May 2014
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MelanieGiles

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Post by MelanieGiles » Tue Sep 25, 2012 9:56 pm
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It is great to seek you guys sharing all of these moneysaving tips - especially seeing as the festive season is looming once again!
Regards, Melanie Giles, Insolvency Practitioner
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