it wont prevent you getting an ESTA/VISA for the USA however you do have to pay for it online using a credit card, It doesn't ask you for any information regarding finances only convictions things like that
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
As the others have said it's achievable and more enjoyable as you know you have paid for it in advance and won't have to see the interest piling up on the card afterwards!
Wont be long Imhotep! My last payment is May next year and we are now looking to book now for next summer, you can book for minimal deposit and will pay the balance out of June IVA payment. Cant wait!
It will be an no holds bar, spending fest after 6 years of denial !
Last edited by mole on Tue Sep 16, 2014 2:26 pm, edited 1 time in total.
Yes mole...splash out on the surplus cash...get out of that iva straightjacket.
The deceased famed comedian J.Rivers once said that people often say to her...'money isn't the key to happiness.'She however responded by saying...when you have enough money you can create THE key to happiness. Too right.
Spending too much= lots of happiness
Feel no guilt in going into huge debt.Creditors can talk to the hand.Happiness cannot kill you.
Last edited by TzeKin on Tue Sep 16, 2014 2:56 pm, edited 1 time in total.
Just noticed that Michael has said the people from Norfolk are lovely!! This has made my day. Next time you are in Norfolk Michael I could be persuaded to serve you Afternoon Tea or something stronger x
I lived in Norwich for a while many years ago and also spent time in Suffolk. I was at many a home game at Carrow Road and always felt completely at home and at ease [despite being a Leeds fan myself].
The Broads are a beautiful part of the country and I would highly recommend Cromer crabs. Anyone thinking of a 'staycation' would be well advised to give East Anglia a go.
Must admit I'm very happy living here in Norfolk although I did stray into Suffolk for a few years. Good place to raise children too. Like you I am a big fan of the Cromer crab.
I was pleased when I read what Michael said to. It is nice to hear someone say this as I do think we are sometimes forgotten in Norfolk and I thought of as boring.
I have to agree about the friendly folks in Norfolk . We went to sheringham a couple of years ago & it's the most friendliest place we've ever been to aswell as being a lovely little town.
There's so many lovely places to visit in the UK,...Ok,, our weather may be unpredictable but I it can be abroad aswell!
Just before our iva we took the kids to spain in the summer hols & it was 48 degrees!!! #9728;#65039;#9728;#65039;#9728;#65039;It wasn't safe to go out!! The following year,,,camping in Dorset - rained out- #9748;#65039;#9748;#65039;#9748;#65039;-
My biggest bug bear is the outrageous increase in price for any of the school holidays- camping by far was the lowest cost option for us & it did give us some really good holidays!
IVA COMPLETED & CLEAN CREDIT FILE.
An old bible proverb says this: the rich one rules the poor, and the borrower is a slave to the lender.
Thanks for all the lovely comments about Norfolk folk, I think you can guess why I live!
Back to the original post you can have lovely holidays without spending to much. I used my Tesco vouchers to have holidays although unfortunately they have cut them back now.
I agree about the cost during school holidays and I also think it is sad that it is such a crime to take young kids out of school. I know some people will disagree but I really don't think it hurts primary school kids and a holiday is an education in its self. It is not always possible for people to take school holidays together and of course there is the cost. By all means take some school work with you.
I agree totally with you about school holidays. There is always opportunity to learn when on holiday either on the journey or with different cultures being experienced. My granddaughter was allowed leave when we went to Guatemala but we had to fight for her leave and yes she did learn lots and experienced how the not so fortunate lived.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
It is so wrong. Not even to mention quality family time. Yet my son has come home with the option of going on several school trips some costing 1000 and more within term. Whats the difference - none
