Ahh thanks Mrs Skint,
This really is a fantastic forum and really is a huge help to people in debt and don't know where to turn. Thank God I found it and you guys! It really has turned my life around, I owe a huge thank you to Melanie and the team, and a big thanks to everyone who gave me such amazing support through some very dark times. If anyone out there, and there are lots, is sitting there at their wits end and just don't know what to do, then don't put it off and don't be scared. Pick up the phone and get some help, even if it is just a chat or to put your mind at rest, help is out there and there will be a solution for you. As I say I can't say enough good things about Melanie and her team, they will help you. Don't put it off, there really is no need suffer and carry the burden any longer. Post on the forum or pick up the phone and things will seem much better sooner than you think!
Best wishes
Mike