I'm glad things have got better for you Lyns, I can remember your earlier posts and I don't know how you coped.
Foggy, I completely agree - it's good to hear credit given where it's due, as we often only hear the bad side on here, which is understandable, as people are looking for advice.
It would be good if the OP could come back on and let us know how he has got on with BE.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk