Thankyou again to everybody, your support and help has been far more than I could have ever imagined.
Rosepetal, thankyou for sharing your story. I love my husband very much and think a part of my problem was that I didn't want to lose him or for him to hate me. I realise now that rather than hate he would have helped.....he really has been amazing! I'm getting quite good at budgeting and while we don't always have much left at the end of the month we do have something....and despite everything else knowing it's our money is a nice feeling.
Thankyou again to everyone! Kallis, I have got your email, just need to get the big computer out to find you....fb on my Phone won't find you!
Send me your details via the email and I'll see if I can find you!!!
Know what you mean about the husband finding out - I think mine could have killed me at the time!!! We're closer than ever now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
BOL is in London I think. I can arrange for an exchange of email addresses if you want. Just let me know.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
As soon as she lets me know I'll exchange addresses for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Red, your hubby sounds very loving, just like i love my hubby.
guilt is a terrible emotion,it can be harder to forgive yourself sometimes. my husband still beats himself up about it sometimes but i know he feels much better.
we all have regrets in some way,that's part of life.
the IVA is a fresh start.
start saving,even if only tiny bits. i put a add on my local Freecycle site - i wanted a money box to save 50p coins in for a "special" birthday (hubbys,planning ahead). i got a lovely cottage money box off a lady - looks like new! i want to be able to buy him a nice pressie & go for a nice meal as a family.
we save spare change in a Roses tin for my dog's injections too. it soon mounts up.
if you get down post & keep chatting to that lovely hubby of yours,sounds like you've got a lot to[:D] about,x
Nothing stays the same...everything changes..hang on in there!
