will IVA affect my chances of renting

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vickir

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Post by vickir » Wed Sep 19, 2007 11:16 pm
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I have unsecured debts of about 30k, i am renting privately at the moment, i'm considering an IVA, will this affect my chances of renting another property?
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Adam Davies

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Post by Adam Davies » Wed Sep 19, 2007 11:29 pm
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Hi
An IVA will impact your credit rating and may cause you a problem if you rent via a letting agency as they credit check.You can get round this by being upfront with the agent,having a larger deposit,a guarantor or by renting from private landlords[newspaper ads etc]
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
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iva experts

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Post by iva experts » Thu Sep 20, 2007 4:20 pm
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Hi Vickir,

Renting another property in an IVA is possible but can prove to be a little difficult as letting agents will more than likely do a credit check where the IVA will appear.

Andy makes some good suggestions of avoiding this, if you are renting with friends you could also ask them to be on the lease instead of you, however you will need to check if sub-letting is allowed.

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/
Best Regards,
Michelle Pontes
IVA Experts
http://www.iva-experts.co.uk/
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