Get expert opinion. This is the place for new questions to be posted.
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jamie584
- Posts: 4
- Joined: Thu Apr 22, 2021 1:52 pm
We have had a full and final proposal setup for 2 weeks time but the iva company have told me today that even if its accepted by the creditors then the charge will remain on the house for another 4 years, is this normal practice ? Seems like if you offer a full and final then surely that should be the end of it ?
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Breezy
- Posts: 195
- Joined: Thu Jun 24, 2021 10:04 am
No -- they are telling you porkies. The F&F will end the IVA and the restriction should be removed.
The IVA will remain on your credit file until 6 years from the start, but the charge on the title deeds should be removed. You are not dealing with Ebenegate by any chance ??
I am not qualified to give advice and can only state my opinions, based on my IVA experiences.
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mumof3
- Posts: 95
- Joined: Thu Nov 30, 2017 2:35 pm
Where can I check if there are restrictions on my house?
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Breezy
- Posts: 195
- Joined: Thu Jun 24, 2021 10:04 am
Tue Aug 31, 2021 12:24 pmmumof3 wrote:
Where can I check if there are restrictions on my house?
If you go to the HM Land Registry site you can get a copy of your deeds, which will list all restrictions and charges on the property. Use only the GOV.UK site :
https://www.gov.uk/get-information-abou ... s-of-deedsI am not qualified to give advice and can only state my opinions, based on my IVA experiences.
