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					sunkendrailer 					
					
															
										
																				 
				Posts:  207  				Joined:  Wed Mar 17, 2010 11:42 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Hey all. 
After reporting my F&F had been accepted, I'm excited to say I've now made the payment and I am officially out of debt. 
Can't say how exciting this is, and how much I owe to Mel and her team. 
All I need now is to wait for a certificate of completion and then for my name to go from the Insolvency Register.  
I don't suppose anyone knows, does this go from the register now, or six years after the IVA was approved? 
I am hoping (and assuming) that once I get my completion certificate, it'll drop of the register.
					
					
															
															Now debt free after F&F in July 2012.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					sunkendrailer 					
					
															
										
																				 
				Posts:  207  				Joined:  Wed Mar 17, 2010 11:42 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					And how good is that to see "IVA completed" under my avatar. Very exciting.
					
					
															
															Now debt free after F&F in July 2012.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Lisa2009 					
					
															
										
																				 
				Posts:  5408  				Joined:  Thu Aug 16, 2007 12:17 pm 				
				
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					Hi and congrats. Your name will cone off the register straight away but the IVA will remain on your credit file for 6 years from acceptance date.
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Grumple 					
					
															
										
																				 
				Posts:  200  				Joined:  Sat Apr 09, 2011 9:15 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Congratulations!  Good luck in your debt free life.
					
					
															
															It's been a long road getting from there to here but it's been worth it!
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Struzzo39 					
					
															
										
																				 
				Posts:  1820  				Joined:  Sun Jan 24, 2010 5:56 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Fantastic news. Enjoy being debt free x
					
					
															
															Steven & Debbie
										 
				 
			 
		 
				
			 
				
	
				
	
		
		
			
				
					
										
					dipsy 					
					
															
										
																				 
				Posts:  283  				Joined:  Sun May 06, 2012 1:57 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Congratulations and well done. Best wishes for your debt free future
					
					
															
															Take what life throws at you and hold your head up high. You're only human after all!!!
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					pennieless 					
					
															
										
																				 
				Posts:  239  				Joined:  Thu Feb 09, 2012 3:15 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					congratulations on being debt free.
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Imhotep 					
					
															
										
																				 
				Posts:  382  				Joined:  Sun Aug 01, 2010 11:36 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Well done you 
 
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Firefox 					
					
															
										
																				 
				Posts:  176  				Joined:  Wed May 25, 2011 12:06 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Great news well done! enjoy your new debt free life.
					
					
															
															IVA finished June 2011 
 
"If you listen to people who tell you what's impossible, they're usually the ones who failed"  Paul Stanley
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					sunkendrailer 					
					
															
										
																				 
				Posts:  207  				Joined:  Wed Mar 17, 2010 11:42 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Thanks everyone. Where's Jan (Kallis) been lately. I am so keen to say thanks to her but she's not been around for a while.
					
					
															
															Now debt free after F&F in July 2012.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
				Posts:  33395  				Joined:  Fri Dec 17, 2010 11:14 am 				
				
																			Location:  United Kingdom 
																						
													
					
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					Hi. Jan has been off forum for a while, but I am sure has been looking in and will see your posts.
					
					
															
															My opinions are merely that .. opinions based on experience. Always seek professional advice. 
IVA Completed  23rd July 2013 .... C.C. 10th January 2014
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					orchid5 					
					
															
										
																				 
				Posts:  1814  				Joined:  Sat Jul 05, 2008 2:37 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					congrats from me too, good luck with your now debt free journey. x
					
					
															
															Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best. 
 
IVA COMPLETED August 2012, received Completion certificate 18.4.13.