When to apply for credit?

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Eggs are ace

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Location: United Kingdom
Post by Eggs are ace » Mon Aug 22, 2016 9:44 pm
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Hi Everyone,

So my IVA is done and dusted, just a quick question;

Where does my credit file clean up? is it 12 months after my last payment or 12 months after receiving my CC?

Cheers
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Foggy

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Post by Foggy » Mon Aug 22, 2016 10:03 pm
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It is 6 years from the start of your IVA assuming you have your completion certificate, which is the official end date of the IVA (not the final payment date).

Have a read here:

http://debtcamel.co.uk/repair-credit-record-iva/
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Lisa Thomas

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Joined: Wed Dec 03, 2014 10:26 am
Post by Lisa Thomas » Tue Aug 23, 2016 10:52 am
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You might find this quick video I made about cleaning up your credit record useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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