what would happen to the car

[janent.k]

i have a loan throught mu bank which we got for a car but the car his in his name what would happen to the car has we have split up and i want to considier bankruspy

[MelanieGiles]

Hi janent and welcome to the forum

If the loan is in your name, then it will be a debt which will be written off as part of the bankruptcy proceedings. I assume that this is an unsecured loan and not hire-purchase?

[ianmillington]

Assuming it's a loan and not HP (likely as it's through the bank) then the debt will indeed be written off by the bankruptcy.

However, I assume the bank is aware that the loan was for a car? If so, I would fully expect the Bank to anticipate the car to be accounted for in the Bankruptcy. I think that, having bought the car, you own it even though it may be registered in your former partner's name. In that case, I think the Official Receiver is entitled to return of the vehicle or money from your former partner to compensate.

Regards

ian