Get expert opinion. This is the place for new questions to be posted.
			
	
		
		
			
				
					
										
					rudolph.ae 					
					
															
										
																				 
				Posts:  7  				Joined:  Thu Feb 18, 2010 12:25 pm 				
				
												
																 
				
					
															
					
					
					With regards to my IVA I have been informed that I may be issued with a Certificate of Termination unless my circumstances are exceptional. What would class as exceptional circumstances?
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019  				Joined:  Thu Sep 20, 2007 8:57 am 				
				
																			Location:    
													
																 
				
					
															
					
					
					Hi rudolph, sorry I don't know the answer to this but will keep this bumped up for the professionals. x
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Adam Davies 					
					
															
										
																				 
				Posts:  14596  				Joined:  Thu Mar 29, 2007 12:21 pm 				
				
																			Location:    
													
																 
				
					
															
					
					
					Hi 
 I guess conditions that are out of your control may be seen as exceptional. Why is your IP talking of terminating your IVA ? 
                  Regards
					
					
															
															Andam Davies
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MelanieGiles 					
					
															
										
										Industry Expert										 
				Posts:  47612  				Joined:  Tue Jan 09, 2007 10:42 am 				
				
																			Location:    
																						
													
					
						Contact 
						
					
					 
												 
				
					
															
					
					
					I suppose that they mean unless you are able to propose a credible variation to the original terms.
					
					
															
															Regards, Melanie Giles, Insolvency Practitioner