This is the email i got back i will be phoning at 2 but it says i have to have a variation meeting, must admit im worried now
Good morning Stephen
I write further to your email dated 19 January 2012.
In order for you to retain the money requested we will need to convene a meeting of your creditors and request that you be permitted to do so. Creditors will decide whether or not you will be permitted to retain this money.
Unfortunately your Insolvencey Practitioner does not have the discretion to allow you to retain this money as it is classed as a 'Windfall'.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk