what is the realistic processing time for this certificate?

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pop91

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Post by pop91 » Mon Apr 12, 2010 6:22 pm
ok, I completed my IVA 4 weeks ago(through Grant Thornton) but I still haven't received the Certificate of Completion.

I'm reading all sorts of estimates in different places (from "a few days" to "a couple of weeks" to "2-3 months"), what is the realistic processing time for this certificate?

thank you
 
 

kallis3

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Post by kallis3 » Mon Apr 12, 2010 6:33 pm
It may take a while for the certificate to come through.

If you are a bit concerned, contact GT.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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MelanieGiles

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Post by MelanieGiles » Mon Apr 12, 2010 10:37 pm
There is no set timescale - so just wait for your IP to issue this when they are ready.
Regards, Melanie Giles, Insolvency Practitioner
 
 

pop91

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Post by pop91 » Wed Apr 14, 2010 12:46 am
Thanks for the replies...
what does this variable timescale depend on?
what would the maximum be?
 
 

back on track

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Post by back on track » Wed Apr 14, 2010 8:48 am
i think it depends on when the last funds are paid over and all the loose ends are tied up.
my wifes took 3 months till she got hers,and its not much to look at either(you wouldnt want to frame it for the wall[:D])
just keep enquiring with them to keep the ball rolling as they say.
cc received 6th January 2014 now upwards and onwards
 
 

MRBLUESKY

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Post by MRBLUESKY » Wed Apr 14, 2010 9:29 am
not much to look at but carries a lot of weight,mine took 6 to 8 weeks.should,nt be long now.
 
 

kallis3

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Post by kallis3 » Wed Apr 14, 2010 12:36 pm
Hope it comes through soon.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Wed Apr 14, 2010 3:08 pm
I hope it arrives soon x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

TheMatrix

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Post by TheMatrix » Wed Apr 14, 2010 6:45 pm
Personally I'd want to get hold of that certificate as soon as possible, cause without it we are still going to be classed as in a IVA even after the last payment is made.

As such I'd suspect that we would still have the windfall clause over our heads until we get that certificate.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
 
 

pop91

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Post by pop91 » Wed Apr 14, 2010 8:28 pm
it should work in such a way that it all ends the day the last direct debit payment goes out of the account!! [:D]
 
 

MRBLUESKY

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Post by MRBLUESKY » Wed Apr 14, 2010 8:48 pm
if your worried about a windfall dont put the lottery on [:D].
 
 

rhinos3054

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Post by rhinos3054 » Wed Apr 14, 2010 10:51 pm
Hi Pop,

Congrats on finishing your IVA. Hope your certificate comes through soon. I'm waiting too for my certificate from Grant Thornton. I rang them a couple of weeks ago and they said it very rarely got sorted under the 12 weeks, but this depends on the creditors apparently. Some companies seem to be able to do it in less but I can't really complain, GT have been excellent throughout but still can't wait to get that final certificate in my hand!! So stick with it and we'll soon be there!

Karl
 
 

kallis3

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Post by kallis3 » Wed Apr 14, 2010 11:08 pm
Hope you all get your certificates soon.

You could win the lottery - just don't claim until after you get your certificate![:D]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

pop91

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Post by pop91 » Thu Apr 15, 2010 3:09 am
how would they even know if you won the lottery anyway?? [:D]

I think the good and bad thing with Grant Thornton is that on one hand they're very good because of how big they are but on the other hand everything takes longer because of the volume they deal with. That's the impression I'm getting.
 
 

kallis3

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Post by kallis3 » Thu Apr 15, 2010 8:32 pm
If they check your bank statements or credit records, then they would know.[:D][:D]

However, if you won the lottery you could afford to pay it all off in full anyway..........and don't forget your best mates on here![:D][:D][:D]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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