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Andrew.p
- Posts: 11
- Joined: Sun Apr 06, 2014 2:09 pm
Good morning all,
I have a question that I needs an answer to that no doubt is somewhere amongst this fine forum , however I cannot find it with quite the same intricacies.
Would someone be so kind as to tell me the rules if any as to how creditors mark their settled debts on our credit profiles. I have access to all three agencies however, a previous debt is marked as settled on my experian report with no past debt visible (perfect). Now on the other hand Noddle has this marked as settled but showing default for the last three years. Surely this is innacurate as I was in a IVA negotiation with such a company paying monthly without any delinquency until final payment in Dec 12.
Am I just in an unfortunate situation where I have found myself with a clear default record every month since 2012 because of ppi delays or will this rectify itself on receipt of my completion certificate.
Advice would be very much appreciated
Regards
A
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
Creditors can continue to show defaults during your IVA...however should not add any new defaults after the start date of your IVA.
Some creditors show partially settled, others settled whilst others don't update ....it really does appear tombe very varied between each creditor.
Sharing from experiences of dealing with debt
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