I'm so sorry but feel that some posts (not many but some) on here are really negative, I mean especially to new members. Please keep your humour but it's really easy to say bring it on etc. however not everyone on here has benefitted from such long term advice and support and people are really vulnerable and stressed.Hugs.
Oscar
x
need to smile today? go on check out my blogs - I'll add to them regularly
Our IVA's over YIPPEE unbelievable!Seems like yesterday it was approved despite everything
I'm afraid you will always get the negative posts and sometimes downright abusive (I've been the subject of a few of those in the past) as well as the usual spam postings.
If anything untoward is spotted then the poster is usually warned and possibly locked out if they continue.
Are you referring to anything in particular?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I've just seen the thread I think you are referring to. My comments about court are light hearted ones and designed to show that the creditors can do nothing and they are the ones that would look stupid if they did take you to court.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
oscar people that use the forum especially new ones need to know that once in a iva these threats and intimidation dont stand a chance of being followed through.its too give confidence to new posters that there is nothing for them to be afraid of.if it was me i would just tell them to sling there hook and do whatever they want court wise as i would know that they would not go down that route anyway,but if nobody tells you these things you would be very worried.stick around and keep putting your veiws across[:)]
cc received 6th January 2014 now upwards and onwards
The thread referred to has brought out an interesting divergence of opinions and your caring concern is much appreciated by all.
Healthy debate is always good when it is governed by a strict code of ethics (http://www.iva.co.uk/forum/topic.asp?TOPIC_ID=19592)
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I agree with back on track. It's important that new posters are aware that creditors cannot do anything once their IVA has been approved and there is nothing to worry about. When I was BR I had a phone call from Tesco trying to make me pay them and saying that I had to do so. Because I knew what they couldn't do I could stand up to them and they didn't intimidate me. Forewarned is forearmed!
I'm glad I found it as well. Couldn't manage without it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
jan what would you have done without all us on here.
we need keeping in check and making sure we go to bed early and not to eat all our monthly allowance of sweets in one go.
seriously (as if we never are) this forum has opened my eyes to all the people who i never knew existed who are now helping each other through,lets face it the most difficult thing next to a death that there is.i will always be a member on here even when im at the end if not just to give peeps all the hope i can.may your overdraft never be big jan and mels hair never fall out.[:D]
cc received 6th January 2014 now upwards and onwards
We all make the forum great - I couldn't manage without it.
I don't eat sweets though so no problems there!!
I don't think any of us realised just how many people were in the same position as ourselves.
I just want to help others - I'll never have an overdraft again that's for sure!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
ps has me ticker stopped or is this last bit slowed down.and dont forget we got an xtra day added to our ivas this year being its leap year.so anybody want to propose to me nows yer chance.[;)]
cc received 6th January 2014 now upwards and onwards
Happily married for 25 years come 13th Feb this year so no chance!!!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
This is a wonderful site , i only wish we had found before our iva not halfway through. i have recieved invaluable advice on here , and to find so many other people who are all going thru the same thing and know how we all feel is amazing . even thou we are finished with iva , proud to say 72 payments made, im sure i will pop in every now and then. YOU are all brilliant .xxx
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
