Post
by
kal » Wed Mar 05, 2008 11:30 am
Hi,
I hope you don't mind me coming onto ytour forum - i found it by chance, the usual trawling the internet for info on IVA!
Basically I am currently setting up an IVA with my husband - we have the creditors meeting on Monday morning - god I am so so nervous!
I think what i am most worried about is it not getting off the ground, and the 'what then...'.
We own a house - have a child who is settled at school etc, so no way is bakcruptcy an option.
We were in a DMP for about a year and a half, but realised that we would be paying off for years, and also creditors would come chasing.
My IP says they are confident it will be accepted, but I keep thinking why would they, they won't get what I borrowed etc.
I just want Monday to come and them say yes, and we pay it off over the next 5 years.
I would also like to be able to answer my home phone again, and open post without that feeling of dread!
Any replies with words of encouragement would be greatly received!!![:)]
K.