Ending my iva

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Cookie

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Joined: Tue May 23, 2017 2:39 pm
Post by Cookie » Wed Jul 18, 2018 12:14 pm
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Hi
I'm just about to finish my IVA in September after a total of 6 years. We didn't have to release our equity in our house in our final year. Just carried on paying our instalments. Once we have made our final payment what are the chances of being able to remortgage for home improvement or even to sell and buy a new house. Thanks
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Foggy

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Post by Foggy » Wed Jul 18, 2018 12:21 pm
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Cookie wrote:
Hi
I'm just about to finish my IVA in September after a total of 6 years. We didn't have to release our equity in our house in our final year. Just carried on paying our instalments. Once we have made our final payment what are the chances of being able to remortgage for home improvement or even to sell and buy a new house. Thanks
You would be advised to wait until the completion certificate is issued and you are off the Insolvency Register. Also wait until your credit files clear up (see: https://www.iva.co.uk/what-does-an-iva- ... dit-record ).
Then I would suggest a chat with a whole of market broker with specific experience in applications for those with an IVA in their history. We have two such brokers who post here regularly: Ryan and Shaun. Their details can be found here: memberlist.php?mode=team in yellow, towards the bottom of the listing. They have both helped quite a few forum members get placed at High Street rates.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Ryan

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Post by Ryan » Wed Jul 18, 2018 12:27 pm
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That's great news. As Foggy says it's certainly something that we have been able to assist others with in similar situations.

Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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luluj

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Post by luluj » Wed Jul 18, 2018 7:29 pm
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Well done ... you have almost got there. Here's hoping for swift closure period so you can move forwards quickly.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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