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					spazzbecker 					
					
															
										
																				 
				Posts:  20 Joined:  Fri Jan 20, 2012 7:06 amLocation:  United Kingdom 
				
					
															
					
					
					****** Made our final IVA payment this morning******** 
What a great feeling! now just need to here back from my IVA practitioner to find out what we need to do now. 
What normally happens?
 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					kallis3 					
					
															
										
										Forum Expert										 
				Posts:  77157 Joined:  Mon Mar 17, 2008 4:02 pmLocation:  United Kingdom
					
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					Brilliant news!  Well done!
					
					
															
															Sharing from experiences of dealing with debt 
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk  
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Johng79 					
					
															
																				 
				Posts:  131 Joined:  Sun Mar 12, 2017 8:12 am 
				
					
															
					
					
					many congrats!! Well done
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					luluj 					
					
															
										
										Forum Expert										 
				Posts:  11333 Joined:  Sun Dec 09, 2007 6:54 amLocation:  United Kingdom 
				
					
															
					
					
					Great news - enjoy your new debt free life
					
					
															
															Sharing from experiences of dealing with debt
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Michael Peoples 					
					
															
										
										Industry Expert										 
				Posts:  15189 Joined:  Mon Nov 03, 2008 12:36 pmLocation:   
					
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					Congratulations from me too.
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
				Posts:  33395 Joined:  Fri Dec 17, 2010 11:14 amLocation:  United Kingdom
					
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					Congratulations !  As mentioned above -- just wait for that certificate -- and have a read here:
http://www.iva.co.uk/what-does-an-iva-d ... dit-record My opinions are merely that .. opinions based on experience. Always seek professional advice.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Lisa Thomas 					
					
															
										
										Industry Expert										 
				Posts:  7759 Joined:  Wed Dec 03, 2014 10:26 am
					
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					Great news well done.  Keep the pressure on the IP to carry out the final year's review and send you your CC.
Once you have come off the register (up to 3 months later) you can begin to tidy up your credit rating.
You might find this quick video I made about cleaning up your credit record useful:
https://www.youtube.com/watch?v=PV4RzUY4BRM 
Noddle and Clearscore are also free credit agencies to consider using:
https://www.noddle.co.uk/ 
https://www.clearscore.com/ 
Best of luck for a debt free future.