Reading through the posts on this site on a regular basis it seems like a roller coaster ride that we go through, some of us just beginning the road to rehabilitation (financially), others just coming to the end of the road much wiser and weathered.
I wanted to share with you a true account of clients of mine who I first met 8 years ago. They were at the beginning of the road some of you are now taking the first steps along, and they too were worried, about the house,their employment etc. they had 2 young children and numerous financial commitments.
They went into an IVA with the usual concerns and I can remember the phone calls that I used to get from them during the process often going on long into the night.
This couple have become very good friends over the years and we were talking about the first time we had met and the worries that they had.
They are running, owning and managing a very sizeable and profitable business and told me they now both earn 6 figures. Drawing a line when they went into the IVA and moving onwards and upwards they tell me was one of the best decisions they made.
The ironic thing is the business that they now run is in a completely different type of work they had ever been in before, they used the iva years they say, to evaluate what they actually wanted to try to do.
This type of site was never around back in those days but by drawing on each others experiences and learning from them anything is achievable.I read somewhere recently that most of the top earners in the USA were once bankrupt, so "say it believe it and achieve it".
F.P.C. 1,2,3 Qualified
Financial Planning Certificate
CeMap Qualified
Whole of Market Mortgage Broker
Managing Director : Debt Advisory Bureau
Debt Advisory 4U
Principal : All Mortgage Products
Directly Authorised with FSA :304244