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					carrie					
					
															
										
																				 
				- Posts: 165
 				- Joined: Fri Apr 10, 2009 12:11 pm
 				
				
																			- Location: United Kingdom
 
													
																
				
					
															
					
					
					We finished our joint IVA with an F&F and received our completion certificate last July. 
We have used Noddle to check our credit file and have had a bit of a shock. There are a couple of our creditors still showing as defaults, but we can work on that.
My husband has a rogue address registered against his name which is over 100 miles away and nothing to do with us. He also has a CCJ registered against him from July 2012 which again we know nothing about. We repaid f&f in May 2012. It is against our current address, but we have never received any correspondence about this.
is it possible the rouge address could have been used by a third party for mail and our address currently for registered address. We had a similar situation in the late 90's when my husband had someone try identity fraud. It didn't work as the police said they didn't have my husband's date of birth. 
I have been on the courts site and paid for a search and Noddle do have it right, but cannot see who creditor is.
Has anyone got any suggestions???
Carrie
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
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					Shining					
					
															
										
																				 
				- Posts: 27019
 				- Joined: Thu Sep 20, 2007 8:57 am
 				
				
																			- Location:  
 
													
																
				
					
															
					
					
					Oh Carrie that's not good and I'm sorry but I can't help you with this one but will bump it back up for others to comment on.
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.