Agreed with a few modifications

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UnionCityGirl

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Post by UnionCityGirl » Tue Feb 26, 2013 12:52 pm
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Just had a call from Tom in Mels team - the IVA has been agreed!

A few modifications - an extra £26 a month, plus an extra year making it a 6 year IVA, but the last few days I've convinced myself it would be rejected, so I'm happy with that.

Thanks to Mels team!
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Tina Shortland

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Post by Tina Shortland » Tue Feb 26, 2013 12:56 pm
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Hi UCG,

Thats great news, we are all delighted for you. Tom does like making those calls! Happy celebrating and hopefully you can get a better nights sleep now :-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
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Spanna1310

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Post by Spanna1310 » Tue Feb 26, 2013 1:04 pm
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Congratulations :) x
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harrysmummy78

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Post by harrysmummy78 » Tue Feb 26, 2013 1:16 pm
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Congrats UnionCitygirl - really happy for you what a huge relief isnt it? it hasnt sunk in with me yet I still feel like i need to be worrying!! you will have a great nights sleep tonight.well done xxx
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
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plasticdaft

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Post by plasticdaft » Tue Feb 26, 2013 1:29 pm
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Great news. Any reason given for the extra year?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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UnionCityGirl

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Post by UnionCityGirl » Tue Feb 26, 2013 1:39 pm
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The reason for the extra year was because my parents have bought me a car and I'm paying them back - they are effectively a creditor, and because it was a fairly recent purchase.
The increase in the monthly payment was down to my tv package monthly amount, which 2 main creditors said was too high.
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UnionCityGirl

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Post by UnionCityGirl » Tue Feb 26, 2013 1:50 pm
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Thanks for your help Tina - you put me at ease as soon as we first spoke back in Nov.
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dlovesg

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Post by dlovesg » Tue Feb 26, 2013 2:44 pm
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Congratulations, wishing you all the best xxx
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debt tired

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Post by debt tired » Tue Feb 26, 2013 3:05 pm
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Very pleased for you UnionCityGirl.
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Charlygirl

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Post by Charlygirl » Tue Feb 26, 2013 3:09 pm
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Congratulations Union City girl!! It's mine turn tomorrow....EEK!!
Well done....happy celebrating this evening.
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UnionCityGirl

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Post by UnionCityGirl » Tue Feb 26, 2013 3:21 pm
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Thanks all! Hope you are ok tomorrow Charlygirl :)
Apparently quite a few of my creditors didn't bother voting.
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Robbieboy

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Post by Robbieboy » Tue Feb 26, 2013 5:26 pm
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Congratulations, like harrysmummy it hasn't really sunk in with me yet but enjoy the relief.
I know I am a good person, I just need to start believing it

See my blog - Life was a misery until now
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Foggy

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Post by Foggy » Tue Feb 26, 2013 5:32 pm
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Congratulations
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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jeffw

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Post by jeffw » Tue Feb 26, 2013 5:34 pm
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Well done UCG. Very pleased for you.
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lin.r

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Post by lin.r » Tue Feb 26, 2013 5:57 pm
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Congratulations from me too!!
Lin
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