Get expert opinion. This is the place for new questions to be posted.
			
	
		
		
			
				
					
										
					jamster247 					
					
															
										
																				 
				Posts:  26  				Joined:  Tue Oct 16, 2012 3:13 pm 				
				
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					today is the day 11 oclock, nervous now
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
				Posts:  33395  				Joined:  Fri Dec 17, 2010 11:14 am 				
				
																			Location:  United Kingdom 
																						
													
					
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					Fingers crossed 
 
					
					
															
															My opinions are merely that .. opinions based on experience. Always seek professional advice. 
IVA Completed  23rd July 2013 .... C.C. 10th January 2014
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					GilliB 					
					
															
										
																				 
				Posts:  656  				Joined:  Fri Mar 02, 2012 4:29 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Hi jamster247. Wishing you all the very best for today and hope it all goes in your favour x
					
					
															
															IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019  				Joined:  Thu Sep 20, 2007 8:57 am 				
				
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					Positive vibes winging their way to you.  Will be looking out for an update. x
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					TheArtist 					
					
															
										
																				 
				Posts:  555  				Joined:  Sat Nov 17, 2012 4:41 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Best of luck jamster
					
					
															
															Completed IVA - August 2012 pheeeeeeeeeew 
Only my opinion - Nothing More Nothing Less
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Cariadqueen 					
					
															
										
																				 
				Posts:  144  				Joined:  Sun Oct 07, 2012 5:03 pm 				
				
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					Good luck Jamster! x
					
					
															
															25 months down.....We will be debt free!
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					jamster247 					
					
															
										
																				 
				Posts:  26  				Joined:  Tue Oct 16, 2012 3:13 pm 				
				
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					Thanks everyone hopefully it will come off but if not no idea what am going to do 
 
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Mrsfaz 					
					
															
										
																				 
				Posts:  49  				Joined:  Mon Nov 19, 2012 3:21 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Good luck, let us know what happens!
					
					
															
															Last payment December 2019! OMG!
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Spanna1310 					
					
															
										
																				 
				Posts:  248  				Joined:  Tue Oct 23, 2012 9:06 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Hope it all goes well 
 x
 
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					jamster247 					
					
															
										
																				 
				Posts:  26  				Joined:  Tue Oct 16, 2012 3:13 pm 				
				
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					Well Guys IVA APPROVED!!!!!!!!!!!!!!!!!!! Woo hoo, what a massive relief that is, the creditors have put in some modifications but nothing that effects me 
 
so glad i found this website 
thank you so much, if i could meet yous all i would buy you all a drink 
 
thanks
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Cariadqueen 					
					
															
										
																				 
				Posts:  144  				Joined:  Sun Oct 07, 2012 5:03 pm 				
				
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					So pleased for you Jamster xx
					
					
															
															25 months down.....We will be debt free!
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Spanna1310 					
					
															
										
																				 
				Posts:  248  				Joined:  Tue Oct 23, 2012 9:06 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					That is brilliant news 
 congratulations x
 
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
				Posts:  33395  				Joined:  Fri Dec 17, 2010 11:14 am 				
				
																			Location:  United Kingdom 
																						
													
					
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					Well done -- may your journey be a smooth one 
 
					
					
															
															My opinions are merely that .. opinions based on experience. Always seek professional advice. 
IVA Completed  23rd July 2013 .... C.C. 10th January 2014
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019  				Joined:  Thu Sep 20, 2007 8:57 am 				
				
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					Fab news, I hope that your journey to debt freedom is a very smooth one.  
 
Hold that thought of sharing a drink with us as we do hold frugal friends meets mostly twice a year and you'd be more than welcome to join us. x
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					peterh 					
					
															
										
																				 
				Posts:  95  				Joined:  Fri Nov 16, 2012 7:28 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Congrats! Hope it all goes well for you.