THIS SITE IS SO HELPFUL

Get expert opinion. This is the place for new questions to be posted.
30 posts Page 2 of 2
Post Reply
 
 

footiemad

User avatar
Posts: 1889
Joined: Mon Jun 13, 2011 9:33 am
Location:
Post by footiemad » Sat May 12, 2012 8:46 am
Quote
Know what you mean Kev. It still seems strange having a credit balance in the bank account but I'm getting to like it!
Top
 
 

ladybird321

User avatar
Posts: 140
Joined: Sat Mar 31, 2012 10:13 am
Location: United Kingdom
Post by ladybird321 » Sat May 12, 2012 9:51 am
Quote
Totally agree with all the comments. I've dipped in and out of this forum since Nov 2006 and have learnt so much by reading peoples posts. There is always someone who has had the same issues as you during your IVA (been there, done it and got the t-shirt)and just reading their posts helps and informs you on how to deal with your current situation. With me, I live alone and never told a single person about my IVA, it has been a god send to have somewhere to go to to get help and advise. My only regret is being too insular and not posting more during my IVA, I have gleened so much advice from this site but not given much advice back, hopefully I can start to do this more often. It is really strange, now that I have finished my IVA I am becoming addicted to this site and log on daily.

Big big thanks to all those that run this site, the experts and the IVA-ers (pre, current and post). Without you all this site would not be the success it is! xxxx
Last edited by ladybird321 on Sat May 12, 2012 9:52 am, edited 1 time in total.
IVA finished Oct 2011, CC received 27 April 2012, No longer on Insolvency Register 01 May 2012. Jan 2013 - all Credit Files squeaky clean :)
Top
 
 

nepensioner

User avatar
Posts: 1967
Joined: Sun Jul 11, 2010 4:55 pm
Location:
Post by nepensioner » Sun Jul 08, 2012 11:33 am
Quote
I am loving this positive thread. I am 21 months post IVA but stick around to remind myself how fortunate I am and that if I revert back to old habits it will be extremely painful. I am full of admiration for the way posters overcome their struggles and hard times...
F & F Accepted 19th Oct 2010
Top
 
 

GilliB

User avatar
Posts: 656
Joined: Fri Mar 02, 2012 4:29 pm
Location: United Kingdom
Post by GilliB » Sun Jul 08, 2012 12:52 pm
Quote
Totally agree with you all. I really don't know where I'd have been without it these past few months. I just hope my meagre contribution can be of help to others. x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
Top
 
 

Foggy

User avatar
Posts: 33395
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Sun Jul 08, 2012 1:05 pm
Quote
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by GilliB

Totally agree with you all. I really don't know where I'd have been without it these past few months. I just hope my meagre contribution can be of help to others. x
No contribution is "meagre" GilliB (except, maybe, a few of mine [:p] ).

It all helps others in, or thinking of, IVA's --- even "daft" questions, as you can bet there are always others wanting to know the same thing, but afraid to ask.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

Broke of London

User avatar
Posts: 7761
Joined: Sun Sep 05, 2010 6:04 pm
Location: United Kingdom
Post by Broke of London » Sun Jul 08, 2012 11:04 pm
Quote
The forum is great *group hug*

I enjoy reading everybody's posts!!
Top
 
 

Rich

User avatar
Posts: 511
Joined: Mon Apr 04, 2011 7:57 am
Location: United Kingdom
Post by Rich » Mon Jul 09, 2012 11:03 am
Quote
I love this forum. It has helped me so much, so glad I found you all
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look.
http://rich.blogs.iva.co.uk/
Top
 
 

terry d

User avatar
Posts: 382
Joined: Sat Apr 28, 2012 4:42 pm
Location: United Kingdom
Post by terry d » Mon Jul 09, 2012 4:20 pm
Quote
i really enjoy this site,i use it every day,its my friend its my enemy,i sometimes love reading the posts,other times i wanna smash my pc screen up,shouting you idiots,i cant believe some of the money people owe like up to £250,000,then sometimes people post with a small amount of debt they are worried about,i like to post sometimes and have a good rant and rave,other times my heads streaming with rage that i wont post for fear of being banned from here,sometimes i feel really down about what i owe,other times i dont give a dam,above all i find the forum most pleasent and carming and try to imagine the faces of the posters on here,whats strange is the most stangest question usually gets answered very soon ,and the simplest takes a few days,
never cment on me speling its rubbish and i didnt go to schola lot okk

made bankrupt 1st august 2012 at 10.00am
now disharged so bankrupt no more thank god im free of debt now
Top
 
 

Foggy

User avatar
Posts: 33395
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Mon Jul 09, 2012 4:31 pm
Quote
Interesting range of emotions and reactions there, Terry, and so true !!

But, yes, this forum is a lifesaver and a pressure valve for so many who have no-one else to talk to who would understand the situation "from the inside".
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

terry d

User avatar
Posts: 382
Joined: Sat Apr 28, 2012 4:42 pm
Location: United Kingdom
Post by terry d » Mon Jul 09, 2012 4:37 pm
Quote
can i marry a forum?
never cment on me speling its rubbish and i didnt go to schola lot okk

made bankrupt 1st august 2012 at 10.00am
now disharged so bankrupt no more thank god im free of debt now
Top
 
 

Foggy

User avatar
Posts: 33395
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Mon Jul 09, 2012 4:39 pm
Quote
as long as we can all come to the reception :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Mon Jul 09, 2012 4:41 pm
Quote
did I hear there was to be a wedding - quick where's my hat !!!!

The forum is and will always be my "friend" - helps to keep you on the straight and narrow - even after the IVA has finished !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
 
 

RRones

User avatar
Posts: 189
Joined: Tue Jul 05, 2011 11:16 am
Location:
Post by RRones » Tue Jul 10, 2012 11:43 am
Quote
I agree with all the posts above. I ask my questions on here and then the IP and most of the time there both correct :)
Top
 
 

JulieJ

User avatar
Posts: 26
Joined: Sun Jun 10, 2012 11:42 am
Location: United Kingdom
Post by JulieJ » Tue Jul 10, 2012 3:19 pm
Quote
I only recently found this forum and to me it has been a life saver. Wish I had found it before I entered into my IVA but a huge thanks to all the experts and contributors for their wonderful advice. Now log in at least once a day.
Top
 
 

Goosed

User avatar
Posts: 953
Joined: Tue Jan 19, 2010 8:40 am
Location:
Post by Goosed » Tue Jul 10, 2012 3:52 pm
Quote
I discovered the forum about two and a half years ago, and the help, support and advice I received through those very stressful pre-IVA / proposal drafting days was crucial to me, I had many an episode of fear and angst allayed by the knowledgable ever helpful forum contributers and experts, and those experts give their forum time and advice for free on here remember.

Through the forum I found my IP / IVA provider, knowledge, hope and a way out of my self made debt misery.

My only regret is that I didn`t find the forum much sooner than I did.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".

Eric Cantona
Top
Post Reply
30 posts Page 2 of 2
Return to “Ask IVA Forum and Industry experts”