Get expert opinion. This is the place for new questions to be posted.
			
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
				Posts:  33395 Joined:  Fri Dec 17, 2010 11:14 amLocation:  United Kingdom
					
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					Congratulations -- enjoy the evening 
My opinions are merely that .. opinions based on experience. Always seek professional advice.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Skippy 					
					
															
										
																				 
				Posts:  20706 Joined:  Sat Oct 21, 2006 6:08 pmLocation:  United Kingdom
					
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					Congratulations from me as well x
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					clarelm99 					
					
															
										
																				 
				Posts:  129 Joined:  Tue Nov 22, 2011 2:29 pmLocation:  United Kingdom 
				
			 
		 
				
			 
				
	
		
		
			
				
					
										
					stressed1974 					
					
															
										
																				 
				Posts:  70 Joined:  Mon Jan 09, 2012 10:52 amLocation:  United Kingdom 
				
					
															
					
					
					Must be a wonderful feeling. Hopefully I'll be feeling the same on Wednesday. Congratulations. Have a great evening [:)]
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
				
	
		
		
			
				
					
										
					MrsR 					
					
															
										
																				 
				Posts:  1201 Joined:  Mon Oct 31, 2011 9:30 pmLocation:  United Kingdom 
				
					
															
					
					
					Congratulations Hypnomonkey !!
					
					
															
															Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA 
Completion Certificate received- 30th April 2015!!
 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					kev59 					
					
															
										
																				 
				Posts:  775 Joined:  Thu Sep 22, 2011 8:03 amLocation:  United Kingdom 
				
					
															
					
					
					Great news.
					
					
															
															IVA now over with and it was worth it. 
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					hypnomonkey 					
					
															
										
																				 
				Posts:  34 Joined:  Mon Nov 14, 2011 11:14 pmLocation:  United Kingdom 
				
					
															
					
					
					Thanks everyone. Let me just say to all those in the stages of setting up an iva or just thinking about it, do it! No matter how much debt you have or how you got it, these people know what they are doing. I honestly thought i would be that one person that got refused due to the nature of why i was in debt (wont go into it). Im so glad i went down the iva route. The people at the jonesgiles were awesome. Not judgemental, understanding and very reasuring. Dont think about doing it for ages, take that step and start becoming debt free.
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Heathy 					
					
															
										
																				 
				Posts:  24 Joined:  Thu Mar 08, 2012 6:51 pmLocation:    
				
					
															
					
					
					Congrats from me too hope il be as happy as u  next wed xxx
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					skyline 					
					
															
										
																				 
				Posts:  75 Joined:  Sat Dec 17, 2011 7:56 pmLocation:    
				
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MrsR 					
					
															
										
																				 
				Posts:  1201 Joined:  Mon Oct 31, 2011 9:30 pmLocation:  United Kingdom 
				
					
															
					
					
					I agree Hypnomonkey - I am with Jonesgiles too and have had excellent service to date - would recommend them to a friend !!
					
					
															
															Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA 
Completion Certificate received- 30th April 2015!!
 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					orchid5 					
					
															
										
																				 
				Posts:  1814 Joined:  Sat Jul 05, 2008 2:37 pmLocation:  United Kingdom 
				
					
															
					
					
					Congratulations from me too, good luck. x
					
					
															
															Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Struzzo39 					
					
															
										
																				 
				Posts:  1820 Joined:  Sun Jan 24, 2010 5:56 pmLocation:  United Kingdom 
				
					
															
					
					
					Fantatsic news!! Bet your relieved. Hope it goes smoothly for you
					
					
															
															Steven & Debbie
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					shrews 					
					
															
										
																				 
				Posts:  232 Joined:  Mon Sep 19, 2011 12:07 pmLocation:  United Kingdom 
				
					
															
					
					
					Congrats from me too hope you have a smooth debt free journey.
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019 Joined:  Thu Sep 20, 2007 8:57 amLocation:    
				
					
															
					
					
					Fab news, hope your journey to debt freedom is a very smooth one x
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.