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nepensioner

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Post by nepensioner » Tue Oct 19, 2010 9:07 am
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Well, have 2 hours to go for creditors meeting. I am offering a full and final using a lump sum from an occ pension. Its an all or nothing day today as if this is rejected will probably go down the bankruptcy route. Am really nervous about what this day will bring as have been in limbo the last few weeks waiting...
F & F Accepted 19th Oct 2010
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antm

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Post by antm » Tue Oct 19, 2010 9:22 am
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Good luck, hope all goes well!
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Shining

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Post by Shining » Tue Oct 19, 2010 9:30 am
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Good luck from myself too, hope it works out for you. Do let us know won't you? xx
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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jackso-b

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Post by jackso-b » Tue Oct 19, 2010 9:45 am
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good luck with the settlement
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nepensioner

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Post by nepensioner » Tue Oct 19, 2010 11:19 am
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Good news[:D][:D]Proposal accepted with only small modifications to IP Fees. For those who are interested, Capital One, Barclaycard, HSBC M & S Mint and Co-op all voted yes and Monument failed to vote, dividend 23p. I am so grateful for all the support I have received from this forum, apart from all my friends here there is only one other person I have told. Without you all I would have gone crazy, thank you all so much. Really feel that I can move on now and enjoy my retirement (Sorry Jan!!)
F & F Accepted 19th Oct 2010
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Sinking Fast

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Post by Sinking Fast » Tue Oct 19, 2010 11:20 am
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Superb news - go and celebrate.
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flow13

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Post by flow13 » Tue Oct 19, 2010 11:21 am
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Congratulations. Thats wonderful news. xx
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
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kallis3

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Post by kallis3 » Tue Oct 19, 2010 5:08 pm
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Brilliant news nepensioner! I'm jealous!

Seriously, enjoy your retirement and don't forget us!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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shazj1007

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Post by shazj1007 » Tue Oct 19, 2010 8:39 pm
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Ahh,congratulations and enjoy!
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE :D
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Shining

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Post by Shining » Tue Oct 19, 2010 8:44 pm
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That is good news well done and enjoy your debt free retirement. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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leaKybrain

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Post by leaKybrain » Tue Oct 19, 2010 10:20 pm
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woo hoo fantastic news. so pleased for you

hope you celebrating in style

xx
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Adam Davies

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Post by Adam Davies » Tue Oct 19, 2010 10:25 pm
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Hi
Great news and well done.
Enjoy your retirement
Regards
Andam Davies
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mitchymoo

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Post by mitchymoo » Tue Oct 19, 2010 10:34 pm
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FANBLINKIN TASTIC!!!! Enjoy your time off!!! :)
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MelanieGiles

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Post by MelanieGiles » Tue Oct 19, 2010 11:37 pm
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This has been one of my favourite cases to work with lately, and whilst I won't give any actual facts away, suffice to say that even I was not sure if this would work!

So glad to see that it did, and that creditors accepted that whilst there were assets in the case, the overriding factor of fairness has prevailed. It goes to show even hardened IVA warriors like me - that if something feels right, even if it does not fit criteria on paper, it deserves a go.

So glad that we decided to take a risk for such a deserving client who I hope will continue to post on this forum for many months to come - given her detailed knowledge of personal taxation and the fact that she now has loads of spare time on her hands!!!
Regards, Melanie Giles, Insolvency Practitioner
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