There is no real issue with regard to your Barclaycard debt, and I generally find them one of the most supportive creditors, but you will need to carefully explain how you have managed to rack up such a large credit card debt until you realised that you could no longer continue to service the repayments.
In the meantime they have the same rights as other creditors to pursue their debt, so the sooner you engage professional assistance from an insolvency practitioner as to your options the better.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
For further details contact me at
http://www.melaniegiles.com and view my IVA blog at:
http://melaniegiles.blogs.iva.co.uk