its today

22 posts Page 1 of 2
Post Reply
 
 

gemma_r

User avatar
Posts: 13
Joined: Fri Aug 15, 2008 8:04 pm
Location:
Post by gemma_r » Thu Aug 21, 2008 1:30 pm
Quote
meeting at 3pm!!scared stiff!!
what happens of the creditors want more and i cant afford it will it be refused???
Top
 
 

aguise

User avatar
Posts: 3907
Joined: Tue Jan 23, 2007 11:24 am
Location: United Kingdom
Post by aguise » Thu Aug 21, 2008 1:41 pm
Quote
Hi gemma and welcome to the forum. All the best for your meeting. I am sure all will be fine.
If they ask for more and you cant afford then stick to yours guns there is no point in accepting an unaffordable amount as your iva will just fail. It will not necessarily fail as i have seen some not accepting and creditors have agreed to the original amount. Your Ip should fight your case should this happen.
Try not to worry see what happens. keep busy and let us know how you get on.

Ang x
Last edited by aguise on Thu Aug 21, 2008 1:46 pm, edited 1 time in total.
Please visit my blog at http://aguise.blogs.iva.co.uk/
Top
 
 

gemma_r

User avatar
Posts: 13
Joined: Fri Aug 15, 2008 8:04 pm
Location:
Post by gemma_r » Thu Aug 21, 2008 1:55 pm
Quote
thanks its just a nightmare isnt it!
if its not accepted is my only aternative going bankrupt?
Top
 
 

aguise

User avatar
Posts: 3907
Joined: Tue Jan 23, 2007 11:24 am
Location: United Kingdom
Post by aguise » Thu Aug 21, 2008 1:59 pm
Quote
No you could always do a dmp for a while and retry for an iva at a later date, also there is talk of the new sivas coming in at somee point soon which require only 50% of creditor agreement to be agreed.
Do you have assets to lose in bankrupcy, will it affect your job, if not it may be the way forward. BUT you havent got to that point yet so try to stop worrying and hopefully all will be wel.

Ang x
Please visit my blog at http://aguise.blogs.iva.co.uk/
Top
 
 

aguise

User avatar
Posts: 3907
Joined: Tue Jan 23, 2007 11:24 am
Location: United Kingdom
Post by aguise » Thu Aug 21, 2008 2:01 pm
Quote
Sorry about the rotten typing the sun is on my screen (a very rare occurence with the present weather we have been having)

Ang x
Please visit my blog at http://aguise.blogs.iva.co.uk/
Top
 
 

Viki.W

User avatar
Posts: 5647
Joined: Fri Feb 15, 2008 7:34 pm
Location: United Kingdom
Post by Viki.W » Thu Aug 21, 2008 3:42 pm
Quote
Good luck Gemma, any news yet? X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Top
 
 

gemma_r

User avatar
Posts: 13
Joined: Fri Aug 15, 2008 8:04 pm
Location:
Post by gemma_r » Thu Aug 21, 2008 4:10 pm
Quote
Thank god its been accepted, had to increase by £26 but thats ok!!!
over the moon, feel a bit hysterical at the mo, what a relief!xx
Top
 
 

Viki.W

User avatar
Posts: 5647
Joined: Fri Feb 15, 2008 7:34 pm
Location: United Kingdom
Post by Viki.W » Thu Aug 21, 2008 4:10 pm
Quote
That's great Gemma, now you can relax and celebrate! X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Top
 
 

gemma_r

User avatar
Posts: 13
Joined: Fri Aug 15, 2008 8:04 pm
Location:
Post by gemma_r » Thu Aug 21, 2008 4:12 pm
Quote
Think ill be having a beer tonight!x
Top
 
 

debtmountain

User avatar
Posts: 2325
Joined: Sat Jul 12, 2008 11:19 am
Location: United Kingdom
Post by debtmountain » Thu Aug 21, 2008 4:14 pm
Quote
Brilliant News Gemma [:D][:D] You must be feeling so relieved. enjoy your Evening celebrating [:D][:D]

xx
IVA accepted 13/11/2008..17 payments down,55 to go..
Top
 
 

Skippy

User avatar
Posts: 20720
Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom
Post by Skippy » Thu Aug 21, 2008 4:18 pm
Quote
Congratulations Gemma!
Top
 
 

chris.g

User avatar
Posts: 2102
Joined: Thu Oct 25, 2007 10:38 pm
Location: United Kingdom
Post by chris.g » Thu Aug 21, 2008 4:20 pm
Quote
Well done Gemma, great news, [:D]
It's nice to be back......
Top
 
 

angela18

User avatar
Posts: 2668
Joined: Wed Feb 06, 2008 6:04 pm
Location: United Kingdom
Post by angela18 » Thu Aug 21, 2008 4:32 pm
Quote
brilliant news.. feels good doesn't it[:)]
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
Top
 
 

moretolife

User avatar
Posts: 1390
Joined: Thu Jul 10, 2008 12:02 pm
Location: United Kingdom
Post by moretolife » Thu Aug 21, 2008 4:35 pm
Quote
gemms...what great news for you...there are a lot of celebrations going on today...IVAs GCSEs...wow....
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk
Top
 
 

tori

User avatar
Posts: 1474
Joined: Fri Jun 20, 2008 3:36 pm
Location: United Kingdom
Post by tori » Thu Aug 21, 2008 5:58 pm
Quote
[:D]wonderful news gemma,congratulations!you must be so relieved.enjoy your celebrations[:D][:D]!!
please visit my blog http://tori.blogs.iva.co.uk/ a second chance..
Top
Post Reply
22 posts Page 1 of 2
Return to “IVA creditors meeting soon: wish me luck!”