creditors meeting on 3/05/2012

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Tina Shortland

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Post by Tina Shortland » Thu May 03, 2012 1:11 pm
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Hi Michael - you are doing the right thing by giving yourself another chance - an IVA rejection is often not about the client's circumstances but about how it is presented and the detail and quality of the proposal. There have been a number of success stories where a proposal has been rejected with one company and accepted with another, including problems with gambling. No-one can guarantee a positive outcome but you owe it to yourself to give yourself the best chance if an IVA is what you want to do. You seem to have broken the gambling habit or at least put a stop to it before it took hold so well done on that front too. Its a nasty trap to get into that is very hard to break when the only answer to gambling problems seems to be to gamble some more. At least this way your money will be put to good use rather than disappearing before your eyes. Good luck.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
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Foggy

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Post by Foggy » Thu May 03, 2012 4:44 pm
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I echo the above ... chat to Mel and her team. I am sure they will be able to help -- or at least try their best. You will get honest, down to earth advice there.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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michael.d

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Post by michael.d » Thu May 03, 2012 8:54 pm
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i have spoken to mel and her team so i can only hope now no harm in trying again got nothing to lose really ;-)
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michael.d

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Post by michael.d » Fri May 04, 2012 8:34 pm
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just got my chairmans report back and 1 did not vote 1 accepted and the other 2 rejected the proposals so think there might be some hope for me next time ;-)
Last edited by michael.d on Fri May 04, 2012 8:34 pm, edited 1 time in total.
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KAYKAY

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Post by KAYKAY » Fri May 04, 2012 10:01 pm
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Good luck, keeping my fingers crossed for you and Mels team....
IVA Completed August 2011
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pennieless

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Post by pennieless » Fri May 11, 2012 3:36 pm
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Good luck michael hope things work out well for you. I have my iva with mels team and couldnt be happier with them. My meeting had to be adjourned for 14 days because i didnt get enough votes, but within 2 days i got the call to say my iva had gone through i was so relieved. I'll keep an eye out for your posts good luck again
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Niobe

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Post by Niobe » Fri May 11, 2012 3:43 pm
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Good luck Michael - Mel's team do come recommended.
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michael.d

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Post by michael.d » Fri Dec 21, 2012 5:18 pm
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Well it's been 6 months now of hard work on a dmp I had a email of Marc the other day and its good that mel and her team did not forget about me ;-) I have now got the 7th jan 2013 for my creditors meeting so hopefully it will be third time lucky and a late Xmas present for me and a fresh start .
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Foggy

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Post by Foggy » Fri Dec 21, 2012 5:21 pm
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Fingers crossed for you Michael. Have a good Christmas :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Shining

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Post by Shining » Fri Dec 21, 2012 6:45 pm
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Fingers crossed here for you too
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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wiggle1

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Post by wiggle1 » Fri Dec 21, 2012 8:38 pm
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Fingers crossed from us too.
Life after IVA is wonderful.
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Kev.02

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Post by Kev.02 » Tue Dec 25, 2012 6:10 am
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Fingers crossed from us too.
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Niobe

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Post by Niobe » Tue Dec 25, 2012 7:00 am
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From me as well.
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mazbrown

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Post by mazbrown » Tue Dec 25, 2012 5:40 pm
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And me
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michael.d

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Post by michael.d » Mon Jan 07, 2013 12:37 pm
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Well had my creditors meeting today and i have been accepted after my 3rd atempt i would like to thank mel, marc and the rest of the team for helping me on this long journey and its a great start to the new year which i know will be tough but i have learnt by my mistakes and not proud of what i have done but today i have been given a fresh start.
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