Done my 1st yr

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tinytori

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Post by tinytori » Sun Jul 27, 2008 9:45 am
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Well I've completed my 1st yr [:0]

Cant belive how fast its gone, my 1st yr has been tough at times, but I know im on the raod to debt free life[:)]

Oh well heres to the next 4 yrs xx
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aguise

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Post by aguise » Sun Jul 27, 2008 9:51 am
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Great news Tinytori . Well done.

Ang x
Please visit my blog at http://aguise.blogs.iva.co.uk/
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Jinx

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Post by Jinx » Sun Jul 27, 2008 10:15 am
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It does go pretty quickly... I think alot of it is due to the routine of everything, money comes in, bills get paid and thats it. When somethings boring looking back the time disappears!
its a marathon not a sprint!

I'm out of my mind but please leave a message!
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pixie

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Post by pixie » Sun Jul 27, 2008 10:29 am
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Well done Tiny!
mine flew by too! I used to dread the end of month trying to balance the books. It's now stress free!
Pixie
'Welcome to where ever you are, this is your life you've made it this far, welcome, you've got to believe right here right now is exactly where you're meant to be'
IVA started may 07 ended dec 08
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kallis3

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Post by kallis3 » Sun Jul 27, 2008 10:40 am
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Well done from me too Tory. I'm only 3 months in, but that time does seem to have flown by.

Good luck for the next 4.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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indebtforever

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Post by indebtforever » Sun Jul 27, 2008 1:10 pm
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i am please for you to me i have been in one for 3 years it feels like 20 years hard labour!!![:0].I think if you dont have any kids it must be easier because adults can make do with nothing but when you have kids its hard on them.
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tori

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Post by tori » Sun Jul 27, 2008 1:50 pm
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[:D] thats brill tinytori ! hope the next 4 years go quickly and smoothly for you.x [:)]
please visit my blog http://tori.blogs.iva.co.uk/ a second chance..
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Jan01

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Post by Jan01 » Sun Jul 27, 2008 3:10 pm
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Well done the other 4 years will fly by. [:)]
I have just under 2 to go, 19 payments to go.[:D]

Heres to the next 4 years

Jan
Nothing you can buy feels as good as not being in debt.
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cat 1

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Post by cat 1 » Sun Jul 27, 2008 4:13 pm
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well done.It's absolutely true that the stress reduces dramatically when we're back in control.Sure I get fed up.Money very limited.However, it always was.Especially by the end.I just didn't add up the cost of the credit...I have just been to a friends.She has 40 p in her purse.No IVA etc.I had £45.It's accounted for, but I still had it.I actually loaned her some till wednesday.Would not ever have thought it this time last year.Cat
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Soulgrowth

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Post by Soulgrowth » Sun Jul 27, 2008 4:47 pm
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I can't believe it's a year! ... seems like only yesterday [:)]

Debbie
Debbie
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Viki.W

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Post by Viki.W » Sun Jul 27, 2008 5:09 pm
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Well done, hope it all goes well for you, not long now.[:)] X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Maz

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Post by Maz » Sun Jul 27, 2008 6:51 pm
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Well done tinytori, I think that's great, just proves we can live without credit. I will be a year in August and I can't believe how quickly the time seems to have flown by and that I actually managed just living off what I earn while paying towards my IVA. I can't save anything yet so I think more cutbacks are inevitable for the next 4 years. Cigarettes will just have to go!! I smoke and I feel guilty about that!

Maz
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CJ08

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Post by CJ08 » Sun Jul 27, 2008 11:38 pm
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congrats on your year in!!
You seem to be managing well!!

Maz.... I gave up smoking a year ago and the way i did it was worked out how many pack i bought a week then times it by 52 then times it by the amount of years you have been smoking (on todays rates) youll be shocked i did it and was like £17k over 11 years so i quit and now paying more on my DMP because of it!!
Life is one big challenge so what are you going to give me today!?
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Lisa2009

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Post by Lisa2009 » Mon Jul 28, 2008 1:08 am
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Wow tori i can remember yours being accepted and it really has flown by.
Heres to the next 4 years xxxxxx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


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tinytori

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Post by tinytori » Mon Jul 28, 2008 7:24 am
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thanks for all ur replys, just cant belive its been a yr, but what a b***** yr its been. Good luck to everyone xxx
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