have just found out I am pregnant

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charlotten1978

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Post by charlotten1978 » Tue Feb 19, 2008 8:48 am
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My husband and I are 18 months into an IVA and I have just found out I am pregnant. What is likely to happen given that I won't be able to work full time? Would the Creditors write off our debt? My husband is an Accountant so bankruptcy is not an option.
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Adam Davies

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Post by Adam Davies » Tue Feb 19, 2008 9:17 am
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Hi
Congratulations
Speak with your IP and discuss your situation.
They may approach your creditors asking for payments to be reduced or suspended whilst you are on maternity leave.
Regards
Andam Davies
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MelanieGiles

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Post by MelanieGiles » Tue Feb 19, 2008 9:36 am
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Do you intend to return to work after the baby is born? If so, then as Andy says a payment break to cover your maternity leave seems the most likely option.
Regards, Melanie Giles, Insolvency Practitioner
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Oliver

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Post by Oliver » Tue Feb 19, 2008 11:36 am
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Congratulations Charlotte.

Due to the length of time that an IVA will usually run for this situation is not uncommon and creditors in turn have historically been accommodating towards this.

Contact your IP and run through the details with them.
Best Regards
Oliver
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