think banking

[miles.r]

I opened one of these accounts as I thought no one else would give me one. Took 3 Weeks to get a card and then my wifes was refused even though mine worked. Have now opened an account with coop bank. Have an electron card which so far has been accepted everywhere, including on line.
I just withdrew all my cash chopped up the cards and sent them back.

[Skippy]

Did they say anything about you sending the card back Miles? As soon as my Nationwide account is opened I'll be doing the same as you.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[DebtDummy]

miles,r., keep a very watchful eye on your Co-Op account. They will close your account without warning if you are overdrawn 3 times even by 1 pence.

I found this out on another forum, Debt Questions.

Take care

All I have left is my humour.

[Adam Davies]

Hi
Just a few points regarding Think Banking.
There is no doubt that their telephone service is poor and needs addressing because its been like that for a while now.With regard to paying in then you can use any Royal bank of Scotland branch and just give them details of your account[make sure that it is the salary account and not the card account].With regards to cheques I have found that most basic accounts take a while to clear a cheque[Woolwich is 5 days] just to ensure that you do no go overdrawn due to a bounced one.However anything over five days is ridiculous.
I have found that the automated balance via the phone is OK but think that they made a mistake in launching a card that yo are unable to get the balance from at a cash point.
We,ll all have to wait and see if things improve.......fingers crossed
Regards

Andy Davie
IVA.co.uk Spokesperson and site manager
(aka Neverending)

Please check out my blog: http://andydavie.blogs.iva.co.uk

View my profile here:
http://www.iva.co.uk/andy_davie_profile.asp

[Skippy]

Andy, when you say Royal Bank of Scotland does that mean that I can go into any Natwest? I totally agree with you about the balance thing as I really object to paying to get my balance, either by using the 0845 number or the text message service - it should be free and come out of the £12.50. I'm turning into a right cheapskate in my old age!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[Adam Davies]

Hi
Its only the RBS,as far as I know.
regards

Andy Davie
IVA.co.uk Spokesperson and site manager
(aka Neverending)

Please check out my blog: http://andydavie.blogs.iva.co.uk

View my profile here:
http://www.iva.co.uk/andy_davie_profile.asp

[Skippy]

I didn't even know they had branches! Sadly there isn't one near me so I think I'll have to give up on this one!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[scaredkez]

skippy i have just phone think banking to find out where my deposit book is and you can pay into a natwest branch, with a blank paying in slip and the account number of your salary account.
hope this helps, just asked them for you
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[Skippy]

Thanks Kerri, that's much easier for me - well done for having the patience to phone them to find out!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[scaredkez]

only a 5 minute wait today thankfully, wish they would change that music tho.
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[Skippy]

Perhaps we should send them some suggestions - I'd have something a bit lively personally!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/