Hey
I have no idea about the figures, but just wanted to say.... Hang on in there, this is the hardest part. You KNOW you need to face this thing, and this is the time.....
So start as you mean to go on, be positive. I know you will have bad days, tears are OK, we laugh when we are happy dont we??? So accept that youre not going to feel on top of the world, neither is hubby. BUT you have to stay in this together. He has to understand (I take it he is a non smoker) that those fags in your bag are a comfort blanket, you need that right now. Storming off to bed is a no no, you need each other more than ever now. He loves you, surely he can bear to see a box of rags in your bag, rather than you climbing the walls. You probably wouldnt even smoke them, you just need them close. Its really important to communicate together, that way you will stay strong, you can have your nervous breakdowns on seperate days.
Dont worry too much, you have put the figures down and have been honest. (make sure you dont make the figures higher than they should be, its easy to do when you want something to work). If youre realistic it will work. If not then there will be another way. There is an answer to every problem, it might not be the answer you want to hear but it will be honest. Being skint, honestly isnt such a bad place to be...
You cant buy the love that you share together, you cant buy the most important things in life, you already have that, if you can stand together, you will get through it all.
Good luck.
Love
