Hi all.
I am in Year 4, and will be asked to re-mortgage next year.
Has anyone managed to re-mortgage ? is there any companies out there who are offering to people in IVA ?
Agree with kazza - you won't be able to remortgage so you may well have to pay the extra.
Check what it says in your proposal.
Nice to see you by the way caraf - hope you are well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Do check your proposal as it also depends on if you have equity in some of them. I'll be looking for a remortgage after next Feb and personally not looking forward to it. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Mine will be shortly after yours Lesley - I shall try my mortgage provider first but as they told me I was bankrupt once we had been accepted, I'm not holding out any hopes even though we've not missed a payment!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It's just the hassle of getting rejections Jan that I don't fancy, I know it has to be done and I'll do it but not looking forward to it, but I guess at that stage we'll be looking to be on the home straight. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Exactly! The rejections I'm not bothered about - I know I'll have the extra 12 months but at least I will be seeing a brighter light at the end of the tunnel!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk