I am struggling from month to month. Help please !

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KAYKAY

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Post by KAYKAY » Wed Mar 07, 2012 1:12 pm
Hope they manage to sort something out for you, you shouldn't have to struggle like this, I am sure bringing up 4 children alone brings it's own everyday problems, without worrying about your IVA payments too.
IVA Completed August 2011
 
 

Tina Shortland

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Post by Tina Shortland » Wed Mar 07, 2012 1:34 pm
Glad they are on the case for you now Kane and you can sort something out to give you peace of mind.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

Struzzo39

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Post by Struzzo39 » Wed Mar 07, 2012 1:52 pm
got our fingers crossed for you x
Steven & Debbie
 
 

kane21205

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Post by kane21205 » Wed Mar 21, 2012 3:01 pm
Hi all such hopeful news today, making me realize there is light at the end of the tunnel.
 
 

kallis3

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Post by kallis3 » Wed Mar 21, 2012 4:41 pm
Good luck Kane.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

kazzafunk

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Post by kazzafunk » Wed Mar 21, 2012 4:57 pm
That's great news kane - good luck!
Kazza

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http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

Queenbee

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Post by Queenbee » Fri Mar 23, 2012 6:14 am
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by kane21205

What hepl can i get?? i am currently into the 3rd year of my IVA however i have found as the cost of living rises and my wages dont (i work part time, i am a single mum of 4). I spoke to someone from my IVA company about the difficulties and they said they would contact me back and 2 month on i am still waiting. My income and expenditure that is held my my IVA company show that i am receiving 198 pound more each month than i am acctually receiving (tax credits). i am afraid as to what is going to happen as i am struggling from month to month to month financialy but also impacting on my mental health.... Help please !!
Hi well done for the 3 yrs paid to date...I am only 3 months in and my mental health suffered with the stress of debts, I found speaking to IP best - they were very good about my illness aswell. Keep positive and explain your mental health concerns as creditors do not want people to be ill and fail IVA's - they want some money as it is better than none. mental health is an important factor and there are places you can get help with this - try mental health forum (as excellent as this one!) and try Rethink - just there if you need to talk and do not need treatmnet, talking makes all the difference, but you can use this forum to 'offload' ...and release pressure in a friendly environment. Let us know how you get on....[:)]
 
 

kane21205

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Post by kane21205 » Fri Mar 23, 2012 3:57 pm
Thank you Queenbee for your kind words. I have struggled in for a long time now but hopefully will find a conclusion for this IVA.
 
 

kane21205

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Post by kane21205 » Wed Oct 31, 2012 11:59 am
Quick update.... My creditors meeting is being held tomorrow hopefully they will accept my f&f offer. I am feeling very anxious today and trying to look on the bright side.
 
 

Kelly O

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Post by Kelly O » Wed Oct 31, 2012 12:01 pm
Good luck for tommorow :-)

we will be loking forward to some good news
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
 
 

kane21205

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Post by kane21205 » Wed Oct 31, 2012 12:11 pm
Thank you.
 
 

Tina Shortland

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Post by Tina Shortland » Wed Oct 31, 2012 12:19 pm
Thats all you can do Kane - fingers crossed for a positive result - I look forward to an update form you tomorrow. Hope you get some sleep tonight!
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

kane21205

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Post by kane21205 » Thu Nov 01, 2012 2:26 pm
My meeting was scheduled for today at 11am as yet I've heard nothing is this usual?? My tummy is in knots :(
 
 

Shining

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Post by Shining » Thu Nov 01, 2012 2:27 pm
Why not give them a ring? I'm sure they won't mind x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kane21205

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Post by kane21205 » Thu Nov 01, 2012 2:29 pm
I can't bring myself to ring, honestly I feel ill and just don't know what i will do should it not be accepted.
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