Off the register!

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sunkendrailer

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Post by sunkendrailer » Thu Oct 18, 2012 4:46 pm
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Hi all....I'm still around and pop in occasionally as you were all so helpful to me.
Well the final FINAL step in my journey seems to have been completed as I have noticed my name has come of the Insolvency Register today.
Can't say how happy I am to have got through the process and to be completely debt free.
It's the first time since I was 18 (14 years!!)....that I have no debts and no worries...
On top of all this, I've started a new fitness regime and have lost two stone since the end of August, so all in all I'm feeling really good about myself.
I couldn't have done it without the help of everyone on here.
To name but a few, Melanie Giles (of course), Jan (Kallis), and Skippy...but all the support you guys gave me during the dark months really were appreciated.
I am now looking ahead to the future with a great deal of optimism, starting my new Open University degree in February and can't wait to see what tomorrow brings.
I haven't had this feeling in years!
So thanks all - and I will definitely stick around to help others just starting the process through the tough times.

[:D]
Now debt free after F&F in July 2012.
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Tina Shortland

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Post by Tina Shortland » Thu Oct 18, 2012 4:48 pm
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Great news sunkendrailer - glad to hear you'll be sticking around on here too :-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
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sunkendrailer

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Post by sunkendrailer » Thu Oct 18, 2012 4:50 pm
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Definitely will be....And I haven't forgotton the phone conversation with you at the very outset of this journey. You made me feel so much more relaxed and comfortable about the decision I was about to take, and you are a star too! :o)
Now debt free after F&F in July 2012.
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Niobe

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Post by Niobe » Thu Oct 18, 2012 5:07 pm
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Congratulations, really pleased for you.
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sponge

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Post by sponge » Thu Oct 18, 2012 5:52 pm
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Welcome to the very limited membership of the exclusive club of “no debt” – well done, keep it that way, it comes with many benefits!
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herbekj

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Post by herbekj » Thu Oct 18, 2012 6:20 pm
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Congratualions, removal from that and then from the credit file 12 months after is everyones goal.

Sponge, I guess when we are all debt free we will trigger a new banking crisis.....
Last edited by herbekj on Thu Oct 18, 2012 6:21 pm, edited 1 time in total.
Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.
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12 months to go

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Post by 12 months to go » Thu Oct 18, 2012 6:54 pm
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Fantastic post

Enjoy your freedom
Last payment made April 2012
Certificate received 1st Nov 2012
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MelanieGiles

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Post by MelanieGiles » Thu Oct 18, 2012 8:22 pm
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That took a long time! Wish the IS would speed things up a bit at their end.

Great to hear about the weight loss - no doubt this will enable a few more centuries to be clocked up next summer!
Regards, Melanie Giles, Insolvency Practitioner
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