Hi Folks,
Posted before, but this time, despite numerous failed efforts to think I was there came to nothing...THIS TIME I HAVE FINISHED!
Been in the IVA since May 2005, with Freeman Jones, but perhaps in hindsight I was in such a hurry to keep my creditors quiet I ran into an IVA too fast, something I slightly regret now. (With credit file issues.)
Paid my final payment on 25th May this year, so I'm waiting for my Completion Certificate (FJ said 4 weeks - so roughly 26th june) to frame and hang on the wall hopefully!
Only Question: Is that certificate of completion going through fast because it's run for so long?
It's been 72 months of payments, and a lot of hassle, but is it worth it? Without question! It's awful looking at the road ahead and thinking there's no end, it's seemed like that for me. But i'm nearly, nearly got that bit of paper, i'm very happy for that
This site has been invaluable, to my own questions and threads from others, about how to go about an IVA, and superb advice across the board.
Apart from my Question above, Wish everyone else good luck - from those starting their IVA's, those part way hoping/waiting to get there, and celebrate with those who are debt free and looking forward to a better future
.
Rich
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