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					todd71 					
					
															
										
																				 
				Posts:  62  				Joined:  Tue Jun 12, 2007 8:07 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Hi All, 
 
Well my final payment left the bank today. Ive been quiet on the forum over the past six years but the help and advice i have received off everyone has been fab. I had to pay the extra 12 months in repesct of unable to obtain a re mortgage and sorted the ppi claims to pay into my arrangement but when i think back to May 2007 i was in a terrible mess and it was the forum that pointed me in the right direction thank you all so very muchx
					
					
															
															tsweeney
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Grayson.sc 					
					
															
										
																				 
				Posts:  114  				Joined:  Mon Feb 04, 2013 4:37 am 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Congratulations todd71, I hope I will be writing a simiar message in 5 to 6 years time:-)
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MelanieGiles 					
					
															
										
										Industry Expert										 
				Posts:  47612  				Joined:  Tue Jan 09, 2007 10:42 am 				
				
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					Must be such a relief to see the end to your long journey.  Well done and make sure you have a few treats now all that money is yours again.
					
					
															
															Regards, Melanie Giles, Insolvency Practitioner
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					luluj 					
					
															
										
										Forum Expert										 
				Posts:  11333  				Joined:  Sun Dec 09, 2007 6:54 am 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Well done you ! Excellent achievement ..now you can really focus on a debt free life x
					
					
															
															Sharing from experiences of dealing with debt 
 
There is a solution for everyone .... Just need to stay positive ! 
 
Look at my blog "All I wanted was a baby"
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					flossom 					
					
															
										
																				 
				Posts:  66  				Joined:  Mon Mar 18, 2013 4:34 pm 				
				
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					What a great feeling that must be.  Enjoy your debt free life!
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shell.76 					
					
															
										
																				 
				Posts:  73  				Joined:  Thu Mar 01, 2012 1:53 pm 				
				
												
																 
				
					
															
					
					
					congratulations on paying ur last payment!!![:)]
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					orchid5 					
					
															
										
																				 
				Posts:  1814  				Joined:  Sat Jul 05, 2008 2:37 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Fantastic news Todd, well done and many congratulations, have a little celebration over the week as Friday is finally  here, good luck and best wishes.
					
					
															
															Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best. 
 
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019  				Joined:  Thu Sep 20, 2007 8:57 am 				
				
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					Fabulous enjoy your debt free future. x
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.