Just thought it would be worth mentioning that I have just found a second PPI on a credit card that yet again I knew nothing about. I am in the sector of working with IPs to identify PPI within IVAs and I am continually amazed at how this issue is panning out. For those of you who believe you definetly do not have any PPI think again. I have always turned down PPI yet with only 4 creditors I have now found 2 cases of miss sold PPI! Little tip both mine were added following fully paying of the cards in question and then seem to have been applied after! Lifestyle protection is what one has been called and the other under a Axia insurance. Neither were directly called payment protection insurance.
All views expressed are my own personal views. Without prejudice