Hi, i have my final annual review next month. I now get paid 13 times a year and have had a good pay increase. However i know have to pay for my private fuel previously i didn't i worry myself sick about annual review Will i be ok?
Hi steph.3, you'd be well advised to speak with your IP about your pay increase. When the review is due, write it all down honestly and they'll be able to give case specific advice, it's always best to keep your IP in the loop about any pay increases to avoid any surprises at review time. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
I can echo what Lesley said about keeping your IP informed about any pay increases at all, just to keep yourself right and ensure successful completion of your IVA.
If I were you I would also look at all of your bills since you last submitted an income and expenditure form, this may have last been done at your annual review last year so if this is the case dig out any copy of the income and expenditure form if you kept one. Then go through your bills and you will probably find that amounts have increased so make a note of all increases. In addition, if you now have any expenditure which you did not have before and can show evidence to proove this I'd add this to the list. I'd also dig out any petrol receipts so you can show the amount of petrol you are using, e.g. you may dig them all out for a month to demonstrate on average how much the petrol is costing you. If you have not got these start getting and keeping them so that you can do this. My IVA company was always very reasonable at review time, however I appreciate it is a stressful time. If you get a second I have written a piece about be less stressed at review time as part of my blog called tears and laughter in an IVA it may be helpful in some way. Best wishes
Oscar
Last edited by oscar on Tue Oct 04, 2011 11:09 am, edited 1 time in total.
need to smile today? go on check out my blogs - I'll add to them regularly
Our IVA's over YIPPEE unbelievable!Seems like yesterday it was approved despite everything
Thanks for your replies. I spoke to them in Jan about the pay and the said to sort it out at annual review. If they take the whole of the increase its going to be a tough year that's for sure. I worry every yr just so close to finishing i don't want to fail!
As others have said, just put down what you spend.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
