County Court Judgement without your knowledge

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Janed123

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Post by Janed123 » Mon May 23, 2011 2:36 pm
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If someone takes a County Court Judgement against you without your knowledge and you still have other debts, can you take out an IVA
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ginger3232

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Post by ginger3232 » Mon May 23, 2011 2:41 pm
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hi Janed123 - welcome to the forum. You would have to be informed about the CCJ. how do you know you have a CCJ ??

Yes you can include the debt/CCJ into an IVA (unsecure debt/excludes court fines etc). It does not cancel it but make the CCJ impossible to enforce as the debt is bound into the IVA
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kallis3

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Post by kallis3 » Mon May 23, 2011 2:50 pm
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You should have received notification of a CCJ and as ginger says, it can be included.

If you've not already taken advice then visit www.iva.com for a list of companies and reviews and give one or two a ring for some free and impartial advice.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Janed123

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Post by Janed123 » Mon May 23, 2011 3:36 pm
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kallis3 wrote:

You should have received notification of a CCJ and as ginger says, it can be included.

If you've not already taken advice then visit www.iva.com for a list of companies and reviews and give one or two a ring for some free and impartial advice.
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