You receive payrise, payments to IVA go up.

[michellech]

You receive payrise, payments to IVA go up. Your salary is then cut by £4000.00. You ask to lower payments, it is agreed but then your told that the difference between what you were paying and what you are now paying will be classed as arrears. Is this correct?

[Skippy]

I was under the impression that your payments could be lowered back to the original payment without any problems. Hopefully Melanie or David will be able to confirm shortly.

[MelanieGiles]

I would not class that as arrears - only if your reduced payments were lower than the contractual amount you agreed to pay at the outset of the IVA.

[sophierose]

Does anyone on here know if any IP's from Debt Free Direct post on here?

[kallis3]

I don't think they do unfortunately.

[sophierose]

With regard to Debt Free, I cannot even get to speak to my IP!!! Was told the only way to contact them is to write to them. Appalling

[Adam Davies]

Hi
We should have an IP from DFD posting on here shortly
Regards

[kallis3]

Have you tried emailing him via this link?

http://www.insolvency-service.co.uk/newipsearch.htm