Where have these savings come from? How much would you need to do a full and final offer?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Are these due to your share of overtime or from allowances you didn't use.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
If these savings have come from your share of overtime and bonuses I can see no issue. The IP, however, might take issue if these have been saved from agreed expenses. This sort of saving capability would indicate that your I&E has been calculated incorrectly and you have been allowed expenses that you didn't actually incur.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
