Iva bank

Get expert opinion. This is the place for new questions to be posted.
12 posts Page 1 of 1
Post Reply

Lahoretiger

Posts: 187
Joined: Tue Jun 16, 2020 11:08 am
Post by Lahoretiger » Mon Sep 14, 2020 4:20 pm
Quote
if my acc has been in the iva can back accept a credit to it ?
Top

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Mon Sep 14, 2020 4:24 pm
Quote
It depends on the bank and how they are handling the account. You need to speak to them directly as well as your IP.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top

kallis3

User avatar
Forum Expert
Posts: 77170
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Mon Sep 14, 2020 4:49 pm
Quote
Agree and also can you not have a credit paid into your new account?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Mon Sep 14, 2020 4:56 pm
Quote
Mon Sep 14, 2020 4:49 pmkallis3 wrote:
Agree and also can you not have a credit paid into your new account?
I believe it is a refund for something paid by credit card, which would normally go back as a credit on the CC account. But that account is now in the IVA.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top

kallis3

User avatar
Forum Expert
Posts: 77170
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Mon Sep 14, 2020 5:13 pm
Quote
Right.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top

Lahoretiger

Posts: 187
Joined: Tue Jun 16, 2020 11:08 am
Post by Lahoretiger » Mon Sep 14, 2020 8:13 pm
Quote
Its debit acc i gave them new acc details they still put it in the old one
Top

kallis3

User avatar
Forum Expert
Posts: 77170
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Mon Sep 14, 2020 9:12 pm
Quote
As Foggy says, if it is a credit refund they can do that. Speak to your IP tomorrow to see if you can get this sorted out.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top

Lahoretiger

Posts: 187
Joined: Tue Jun 16, 2020 11:08 am
Post by Lahoretiger » Tue Sep 15, 2020 2:09 pm
Quote
If they refund me the amount 200 pound will stepchange take it
Top

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Tue Sep 15, 2020 2:54 pm
Quote
Quite possibly -- but only Stepchange can tell you. They might treat it as a windfall and let you keep it.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top

Lahoretiger

Posts: 187
Joined: Tue Jun 16, 2020 11:08 am
Post by Lahoretiger » Tue Sep 15, 2020 3:29 pm
Quote
How would i now
Top

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Tue Sep 15, 2020 4:24 pm
Quote
Tue Sep 15, 2020 3:29 pmLahoretiger wrote:
How would i now
Ask them (Stepchange).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top

kallis3

User avatar
Forum Expert
Posts: 77170
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Tue Sep 15, 2020 5:31 pm
Quote
Give them a call tomorrow.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
Post Reply
12 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”