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Lahoretiger

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Post by Lahoretiger » Mon Sep 14, 2020 4:20 pm
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if my acc has been in the iva can back accept a credit to it ?
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Foggy

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Post by Foggy » Mon Sep 14, 2020 4:24 pm
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It depends on the bank and how they are handling the account. You need to speak to them directly as well as your IP.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Mon Sep 14, 2020 4:49 pm
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Agree and also can you not have a credit paid into your new account?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Mon Sep 14, 2020 4:56 pm
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Mon Sep 14, 2020 4:49 pmkallis3 wrote:
Agree and also can you not have a credit paid into your new account?
I believe it is a refund for something paid by credit card, which would normally go back as a credit on the CC account. But that account is now in the IVA.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Mon Sep 14, 2020 5:13 pm
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Right.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Lahoretiger

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Post by Lahoretiger » Mon Sep 14, 2020 8:13 pm
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Its debit acc i gave them new acc details they still put it in the old one
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kallis3

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Post by kallis3 » Mon Sep 14, 2020 9:12 pm
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As Foggy says, if it is a credit refund they can do that. Speak to your IP tomorrow to see if you can get this sorted out.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Lahoretiger

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Joined: Tue Jun 16, 2020 11:08 am
Post by Lahoretiger » Tue Sep 15, 2020 2:09 pm
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If they refund me the amount 200 pound will stepchange take it
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Foggy

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Post by Foggy » Tue Sep 15, 2020 2:54 pm
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Quite possibly -- but only Stepchange can tell you. They might treat it as a windfall and let you keep it.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Lahoretiger

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Post by Lahoretiger » Tue Sep 15, 2020 3:29 pm
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How would i now
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Foggy

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Post by Foggy » Tue Sep 15, 2020 4:24 pm
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Tue Sep 15, 2020 3:29 pmLahoretiger wrote:
How would i now
Ask them (Stepchange).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Tue Sep 15, 2020 5:31 pm
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Give them a call tomorrow.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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