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Pigger479

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Joined: Tue May 16, 2017 5:07 pm
Post by Pigger479 » Tue Aug 06, 2019 1:08 pm
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Hey all,

I’m not longer in IVA and I’ve had completition certificate but I still have 3 years left before the data drops off my file. I have been accepted for a card which I intend to use 20/30 a month and pay it in full. My question is is this really worth it Now or wait until everything drops off ?
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Foggy

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Posts: 33395
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Tue Aug 06, 2019 1:29 pm
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To my mind it helps establish a history of sensible usage, but don't use it like clockwork, be a bit more random.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Tue Aug 06, 2019 2:45 pm
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I agree with Foggy.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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