What happens to credit score post IVA

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ivamess

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Post by ivamess » Mon Feb 18, 2019 9:55 am
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IVA five years done next month, it was paid off three years ago as lump sum. What happens re credit score now? Does it stay bad for six years or does it suddenly start to do ok after five?
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kallis3

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Post by kallis3 » Mon Feb 18, 2019 10:08 am
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Your credit record will be shot for the whole six years regardless, then you should check your records and make sure all defaults were back to the start of your IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Mon Feb 18, 2019 10:12 am
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Have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Lisa Thomas

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Post by Lisa Thomas » Mon Feb 18, 2019 12:42 pm
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You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle, Clearscore and Totally Money are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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