3 weeks ago I made my last payment
It’s gone over as my wages have gone up and this 1800 quid was this 5 months payments been told 3-6 months before complete signed all paperwork and agreed to new ppi checks etc
Just seems long time for certificate as they know 60 months is it give or take so with this timescale it will be 6 years before get certificate
Then how long till I’m back as normal card carrying credit worthy person lol
Just like to say I’ve not posted much since start of my Iva but I’ve looked around and read posts which over the 5 years as helped explain things and made me feel better
Once get certificate think the bottle grey goose will get emptied and start of new life at 55 begins
bricky7264 wrote:3 weeks ago I made my last payment
It’s gone over as my wages have gone up and this 1800 quid was this 5 months payments been told 3-6 months before complete signed all paperwork and agreed to new ppi checks etc
Just seems long time for certificate as they know 60 months is it give or take so with this timescale it will be 6 years before get certificate
Then how long till I’m back as normal card carrying credit worthy person lol
Just like to say I’ve not posted much since start of my Iva but I’ve looked around and read posts which over the 5 years as helped explain things and made me feel better
Once get certificate think the bottle grey goose will get emptied and start of new life at 55 begins
Some firms take a few weeks to issue the certificate, showing it can be done, while a few take up to 6 months to do the same. Like Christmas every year, it should hardly come as a surprise !
Anyway, the 6 months allowance for such things is built into the agreed term in your terms and conditions, so there is little you can do.
While you are waiting you can start on some of the credit file clearing groundwork by having a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record
Well done on getting to the end of your payments .. not long now for that bottle
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
