Our IVA was agreed April 30th and we’ve made our first and second payments.
I have checked our credit files and it’s showing that Lloyd’s (my main creditor with a 24k loan and 1k overdraft) is still green. It’s not showing that payments were made in May or June, however it’s also not showing a late payment or showing default either.
Do I need to contact Lloyd’s directly about this or do they sort it themselves eventually?
Also Studio has the default date as the 10th June - should I make them amend this?
Records will take a few months to catch up and settle down. The default date should be amended to the start date of the IVA, unless you are not going to quibble over a couple of months at the end of the term.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014